What is the first step in buying a home in Coastal Georgia?

The first step in buying a home is getting pre-qualified for a home loan with a mortgage lender. Once pre-qualified, you will know your exact purchasing budget and estimated monthly payment. Whether you are using a Conventional, FHA, or $0-down VA loan for a military relocation, your lender and Realtor will guide your search with total confidence.

Why do I need a lender pre-qualification letter before touring homes?

In Coastal Georgia's active real estate market, desirable homes receive rapid inquiries. When you find the right property, submitting your lender pre-qualification letter alongside your purchase offer proves to the seller that you are financially qualified and ready to close without financing delays.

What are closing costs and who pays them in Georgia?

Closing costs are standard expenses associated with purchasing or selling real estate, including lender loan origination, property appraisal, title search, attorney settlement fees, and prorated property taxes. In Georgia, buyers pay loan-related costs while sellers typically cover deed transfer taxes and commission fees. Closing cost contributions can also be negotiated into purchase contracts.

How does the due diligence period work in a Georgia purchase contract?

In Georgia real estate contracts, the due diligence period is an agreed-upon timeframe (typically 7 to 14 days) allowing the buyer to conduct home inspections, review HOA documents, and assess neighborhood conditions. During this period, the buyer retains the unilateral right to terminate the contract for any reason and receive a 100% refund of their earnest money deposit.

How can military families utilize VA loans and BAH near Fort Stewart and Hunter AAF?

Eligible active-duty military service members, veterans, and military spouses stationed at Fort Stewart, Hunter Army Airfield, or NSB Kings Bay can purchase a home with $0 down payment and no private mortgage insurance (PMI). Monthly payments can be structured around local Basic Allowance for Housing (BAH) rates across Richmond Hill, Hinesville, Pooler, and Savannah.

What is my Coastal Georgia home worth and how is market value determined?

Your home's true market value is determined by recent comparable sales ('comps') of similar properties within your subdivision or immediate area, current active MLS competition, buyer demand, property condition, and square footage. Use our instant home value estimator on 912BuySell.com for an initial calculation, or contact Jim Hawkins for a detailed comparative market analysis (CMA).

What are the most effective strategies to sell a home fast for top dollar in Georgia?

Selling for the highest price requires strategic initial MLS pricing, professional photography, digital syndication across all major buyer portals, and targeted marketing to local and military buyers. Accurate pricing during the first two weeks on market generates maximum buyer competition and stronger purchase offers.

How can out-of-state buyers or military buyers PCSing to Georgia purchase a home remotely?

Remote home buying is seamless with our team. We provide live interactive HD video walkthroughs, high-resolution photo packages, neighborhood drive-throughs, digital contract signing via DocuSign, and remote closing coordination with local Georgia real estate settlement attorneys.

850 Mallery St, St. Simons Island, GA 31522

$449,000
: 2
BD
: 2
BA
: 1,143
SqFt

Add to Favorites New Search

Show Photos

Verify your account to unlock exclusive photos, mortgage tools, and more.

Add to Favorites

List Price: $449,000
Status: ACTIVE
Days on Market: 81
Price Change: ▼ $16,000 1788572959
MLS#: 2001770
Subtype: Residential
Year Built: 1972
Bedrooms: 2
Bathrooms: 2
Full Baths: 2
Living Area: 1,143
Subdivision: Ocean Walk Condos
Neighborhood: S1: South SSI
MLS Area Major: S1: South SSI

New Search

Property Description

Spacious and creative unit in Ocean Walk - a superb location walkable St. Simon's village, pier, shopping, and restaurants! Come see this renovated unit with high-end finishes, including hart pine flooring, tile, kitchen lighting, bathroom fixtures, etc.. This townhome boasts 2 full bedrooms and 2 full bathrooms! You will not find this floorpan anywhere else in Ocean Walk! A full kitchen, dining area, and living area in addition to a full bathroom downstairs, with 2 full bedrooms upstairs as well as a built-in bunk nook at the stair landing. Laundry area is tucked away at the stair landing. The kitchen is clad with nautical inspired cabinets, floating shelves, and artisan details. Enjoy stainless steel appliances and bar seating in your cozy kitchen. Eat your dinner in the dining room, or enjoy it al fresco in the breezy, shaded patio area. This unit has it all, and has provided great return for the owners as a short term vacation rental! SOLD FURNISHED! The unit includes a stackable washer/dryer unit upstairs. The complex has fantastic amenities - more like a resort than a condominium complex. There are 2 pools, a playground, a pond, tennis and pickle ball courts, a clubhouse, and a workout room. It is the best place to be for enjoying Saint Simons Island. Personal interest disclosure: Realtor is related to Seller.

912-289-7355

Search All Properties

Additional Information

Interior Features: Ceiling Fans, Natural Woodwork, Walk-In Closet(s), Paint Woodwork, Tub Shower, Sitting Room, Breakfast Area, Kitchen Island
HOA Fee: $388
Pets Allowed: Cats OK, Dogs OK
Flooring: Tile, Wood
Appliances: Dryer, Dishwasher, Electric Range, Freezer, Ice Maker, Microwave, Oven, Refrigerator, Washer, Washer/Dryer
Heating: Central
Air Conditioning: Central Air
Stories: 2
Foundation: Slab
Pool: Yes
Parking Features: Parking Lot
Elementary School: St. Simons
Middle School: Glynn Middle School
High School: Glynn Academy

850 Mallery St, St. Simons Island, GA 31522

Show Photos

Property Description

Additional Information

What's your home value?

...get instant home value estimate

Mortgage Calculator