What is the first step in buying a home in Coastal Georgia?

The first step in buying a home is getting pre-qualified for a home loan with a mortgage lender. Once pre-qualified, you will know your exact purchasing budget and estimated monthly payment. Whether you are using a Conventional, FHA, or $0-down VA loan for a military relocation, your lender and Realtor will guide your search with total confidence.

Why do I need a lender pre-qualification letter before touring homes?

In Coastal Georgia's active real estate market, desirable homes receive rapid inquiries. When you find the right property, submitting your lender pre-qualification letter alongside your purchase offer proves to the seller that you are financially qualified and ready to close without financing delays.

What are closing costs and who pays them in Georgia?

Closing costs are standard expenses associated with purchasing or selling real estate, including lender loan origination, property appraisal, title search, attorney settlement fees, and prorated property taxes. In Georgia, buyers pay loan-related costs while sellers typically cover deed transfer taxes and commission fees. Closing cost contributions can also be negotiated into purchase contracts.

How does the due diligence period work in a Georgia purchase contract?

In Georgia real estate contracts, the due diligence period is an agreed-upon timeframe (typically 7 to 14 days) allowing the buyer to conduct home inspections, review HOA documents, and assess neighborhood conditions. During this period, the buyer retains the unilateral right to terminate the contract for any reason and receive a 100% refund of their earnest money deposit.

How can military families utilize VA loans and BAH near Fort Stewart and Hunter AAF?

Eligible active-duty military service members, veterans, and military spouses stationed at Fort Stewart, Hunter Army Airfield, or NSB Kings Bay can purchase a home with $0 down payment and no private mortgage insurance (PMI). Monthly payments can be structured around local Basic Allowance for Housing (BAH) rates across Richmond Hill, Hinesville, Pooler, and Savannah.

What is my Coastal Georgia home worth and how is market value determined?

Your home's true market value is determined by recent comparable sales ('comparable sales') of similar properties within your subdivision or immediate area, current active MLS competition, buyer demand, property condition, and square footage. Use our instant home value estimator on 912BuySell.com for an initial calculation, or request a detailed comparative market analysis (CMA).

What are the most effective strategies to sell a home fast for top dollar in Georgia?

Selling for the highest price requires strategic initial MLS pricing, professional photography, digital syndication across all major buyer portals, and targeted marketing to local and military buyers. Accurate pricing during the first two weeks on market generates maximum buyer competition and stronger purchase offers.

How can out-of-state buyers or military buyers PCSing to Georgia purchase a home remotely?

Remote home buying is seamless with our team. We provide live interactive HD video walkthroughs, high-resolution photo packages, neighborhood drive-throughs, digital contract signing via DocuSign, and remote closing coordination with local Georgia real estate settlement attorneys.

What is the first step in buying a home in Coastal Georgia?

The first step in buying a home is getting pre-qualified for a home loan with a mortgage lender. Once pre-qualified, you will know your exact purchasing budget and estimated monthly payment. Whether you are using a Conventional, FHA, or $0-down VA loan for a military relocation, your lender and Realtor will guide your search with total confidence.

Why do I need a lender pre-qualification letter before touring homes?

In Coastal Georgia's active real estate market, desirable homes receive rapid inquiries. When you find the right property, submitting your lender pre-qualification letter alongside your purchase offer proves to the seller that you are financially qualified and ready to close without financing delays.

What are closing costs and who pays them in Georgia?

Closing costs are standard expenses associated with purchasing or selling real estate, including lender loan origination, property appraisal, title search, attorney settlement fees, and prorated property taxes. In Georgia, buyers pay loan-related costs while sellers typically cover deed transfer taxes and commission fees. Closing cost contributions can also be negotiated into purchase contracts.

How does the due diligence period work in a Georgia purchase contract?

In Georgia real estate contracts, the due diligence period is an agreed-upon timeframe (typically 7 to 14 days) allowing the buyer to conduct home inspections, review HOA documents, and assess neighborhood conditions. During this period, the buyer retains the unilateral right to terminate the contract for any reason and receive a 100% refund of their earnest money deposit.

How can military families utilize VA loans and BAH near Fort Stewart and Hunter AAF?

Eligible active-duty military service members, veterans, and military spouses stationed at Fort Stewart, Hunter Army Airfield, or NSB Kings Bay can purchase a home with $0 down payment and no private mortgage insurance (PMI). Monthly payments can be structured around local Basic Allowance for Housing (BAH) rates across Richmond Hill, Hinesville, Pooler, and Savannah.

What is my Coastal Georgia home worth and how is market value determined?

Your home's true market value is determined by recent comparable sales ('comparable sales') of similar properties within your subdivision or immediate area, current active MLS competition, buyer demand, property condition, and square footage. Use our instant home value estimator on 912BuySell.com for an initial calculation, or request a detailed comparative market analysis (CMA).

What are the most effective strategies to sell a home fast for top dollar in Georgia?

Selling for the highest price requires strategic initial MLS pricing, professional photography, digital syndication across all major buyer portals, and targeted marketing to local and military buyers. Accurate pricing during the first two weeks on market generates maximum buyer competition and stronger purchase offers.

How can out-of-state buyers or military buyers PCSing to Georgia purchase a home remotely?

Remote home buying is seamless with our team. We provide live interactive HD video walkthroughs, high-resolution photo packages, neighborhood drive-throughs, digital contract signing via DocuSign, and remote closing coordination with local Georgia real estate settlement attorneys.

102 Mariners Cir, St. Simons Island, GA 31522

$650,000
: 4
BD
: 3
BA
: 2,210
SqFt

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List Price: $650,000
Status: ACTIVE
Days on Market: 20
MLS#: 2003196
Subtype: Residential
Year Built: 2017
Bedrooms: 4
Bathrooms: 3
Full Baths: 2
Half Baths: 1
Living Area: 2,210
Lot Size: 3,049
Acres: 0.07
Subdivision: Mariners Landing
Neighborhood: S2: Mid-South SSI
MLS Area Major: S2: Mid-South SSI

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Property Description

Enjoy easy island living at 102 Mariners Circle on St. Simons Island! With no rental restrictions, and sold FULLY FURNISHED, this property offers exceptional flexibility as a full-time residence, vacation retreat, or investment opportunity. Ideally situated close to the community pool, a refreshing swim or relaxing afternoon is just moments from your door. The primary suite on the main level adds everyday convenience, while brand-new carpeting in the bedrooms provides a fresh, comfortable feel. A double driveway offers valuable parking space for you and your guests. The convenient Mariners Landing location puts grocery shopping approximately 1-2 miles away, with nearby options including Winn-Dixie and Harris Teeter. Frederica Academy is just around the corner, approximately 0.1 mile away, and St. Simons Elementary School is approximately 2.5 miles away. East Beach's Coast Guard Station public beach access is approximately 2.5-3 miles away, making it easy to enjoy the island's sandy shores. With easy access on and off the island, this property brings together comfort, convenience, and rental flexibility in a desirable coastal setting.

912-289-7355

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Additional Information

Interior Features: Ceiling Fans, Crown Molding, Double Vanity, High Speed Internet, Recessed Lighting, Walk-In Closet(s), Separate Shower, Primary Suite, Breakfast Area
Exterior Features: Barbecue, Outdoor Grill, Private Yard
Taxes: $5,702
HOA Fee: $437
Flooring: Carpet, Hardwood, Tile, Wood
Appliances: Dryer, Disposal, Dishwasher, Electric Range, Ice Maker, Microwave, Oven, Range, Refrigerator, Washer
Air Conditioning: Central Air, Ceiling Fan(s)
Stories: 2
Roof: Metal
Parking Features: Attached, Driveway, Garage Door Opener
Garage Spaces: 1
Elementary School: St. Simons
Middle School: Glynn Middle School
High School: Glynn Academy

102 Mariners Cir, St. Simons Island, GA 31522

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