What is the first step in buying a home in Coastal Georgia?

The first step in buying a home is getting pre-qualified for a home loan with a mortgage lender. Once pre-qualified, you will know your exact purchasing budget and estimated monthly payment. Whether you are using a Conventional, FHA, or $0-down VA loan for a military relocation, your lender and Realtor will guide your search with total confidence.

Why do I need a lender pre-qualification letter before touring homes?

In Coastal Georgia's active real estate market, desirable homes receive rapid inquiries. When you find the right property, submitting your lender pre-qualification letter alongside your purchase offer proves to the seller that you are financially qualified and ready to close without financing delays.

What are closing costs and who pays them in Georgia?

Closing costs are standard expenses associated with purchasing or selling real estate, including lender loan origination, property appraisal, title search, attorney settlement fees, and prorated property taxes. In Georgia, buyers pay loan-related costs while sellers typically cover deed transfer taxes and commission fees. Closing cost contributions can also be negotiated into purchase contracts.

How does the due diligence period work in a Georgia purchase contract?

In Georgia real estate contracts, the due diligence period is an agreed-upon timeframe (typically 7 to 14 days) allowing the buyer to conduct home inspections, review HOA documents, and assess neighborhood conditions. During this period, the buyer retains the unilateral right to terminate the contract for any reason and receive a 100% refund of their earnest money deposit.

How can military families utilize VA loans and BAH near Fort Stewart and Hunter AAF?

Eligible active-duty military service members, veterans, and military spouses stationed at Fort Stewart, Hunter Army Airfield, or NSB Kings Bay can purchase a home with $0 down payment and no private mortgage insurance (PMI). Monthly payments can be structured around local Basic Allowance for Housing (BAH) rates across Richmond Hill, Hinesville, Pooler, and Savannah.

What is my Coastal Georgia home worth and how is market value determined?

Your home's true market value is determined by recent comparable sales ('comparable sales') of similar properties within your subdivision or immediate area, current active MLS competition, buyer demand, property condition, and square footage. Use our instant home value estimator on 912BuySell.com for an initial calculation, or request a detailed comparative market analysis (CMA).

What are the most effective strategies to sell a home fast for top dollar in Georgia?

Selling for the highest price requires strategic initial MLS pricing, professional photography, digital syndication across all major buyer portals, and targeted marketing to local and military buyers. Accurate pricing during the first two weeks on market generates maximum buyer competition and stronger purchase offers.

How can out-of-state buyers or military buyers PCSing to Georgia purchase a home remotely?

Remote home buying is seamless with our team. We provide live interactive HD video walkthroughs, high-resolution photo packages, neighborhood drive-throughs, digital contract signing via DocuSign, and remote closing coordination with local Georgia real estate settlement attorneys.

What is the first step in buying a home in Coastal Georgia?

The first step in buying a home is getting pre-qualified for a home loan with a mortgage lender. Once pre-qualified, you will know your exact purchasing budget and estimated monthly payment. Whether you are using a Conventional, FHA, or $0-down VA loan for a military relocation, your lender and Realtor will guide your search with total confidence.

Why do I need a lender pre-qualification letter before touring homes?

In Coastal Georgia's active real estate market, desirable homes receive rapid inquiries. When you find the right property, submitting your lender pre-qualification letter alongside your purchase offer proves to the seller that you are financially qualified and ready to close without financing delays.

What are closing costs and who pays them in Georgia?

Closing costs are standard expenses associated with purchasing or selling real estate, including lender loan origination, property appraisal, title search, attorney settlement fees, and prorated property taxes. In Georgia, buyers pay loan-related costs while sellers typically cover deed transfer taxes and commission fees. Closing cost contributions can also be negotiated into purchase contracts.

How does the due diligence period work in a Georgia purchase contract?

In Georgia real estate contracts, the due diligence period is an agreed-upon timeframe (typically 7 to 14 days) allowing the buyer to conduct home inspections, review HOA documents, and assess neighborhood conditions. During this period, the buyer retains the unilateral right to terminate the contract for any reason and receive a 100% refund of their earnest money deposit.

How can military families utilize VA loans and BAH near Fort Stewart and Hunter AAF?

Eligible active-duty military service members, veterans, and military spouses stationed at Fort Stewart, Hunter Army Airfield, or NSB Kings Bay can purchase a home with $0 down payment and no private mortgage insurance (PMI). Monthly payments can be structured around local Basic Allowance for Housing (BAH) rates across Richmond Hill, Hinesville, Pooler, and Savannah.

What is my Coastal Georgia home worth and how is market value determined?

Your home's true market value is determined by recent comparable sales ('comparable sales') of similar properties within your subdivision or immediate area, current active MLS competition, buyer demand, property condition, and square footage. Use our instant home value estimator on 912BuySell.com for an initial calculation, or request a detailed comparative market analysis (CMA).

What are the most effective strategies to sell a home fast for top dollar in Georgia?

Selling for the highest price requires strategic initial MLS pricing, professional photography, digital syndication across all major buyer portals, and targeted marketing to local and military buyers. Accurate pricing during the first two weeks on market generates maximum buyer competition and stronger purchase offers.

How can out-of-state buyers or military buyers PCSing to Georgia purchase a home remotely?

Remote home buying is seamless with our team. We provide live interactive HD video walkthroughs, high-resolution photo packages, neighborhood drive-throughs, digital contract signing via DocuSign, and remote closing coordination with local Georgia real estate settlement attorneys.

245 Montauk Dr, Richmond Hill, GA 31324

$744,000
: 4
BD
: 4
BA
: 3,423
SqFt

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Sold Price: $744,000
List Price: $772,000
Status: CLOSED
Days on Market: 116
Closing Date: Oct 22, 2025
MLS#: SA331322
Subtype: Residential
Style: Traditional
Year Built: 1992
Bedrooms: 4
Bathrooms: 4
Full Baths: 3
Half Baths: 1
Living Area: 3,423
Lot Size: 38,333
Acres: 0.88
Subdivision: Redbird Creek
Neighborhood: Redbird Creek

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Property Description

PRICED BELOW APPRAISED VALUE! Welcome to your marshfront retreat, where serene sunrises and peaceful surroundings set the tone for everyday living. This stunning property features an inviting inground pool, tiki hut, hot tub, expansive heated and cooled lanai, and a spacious deck—perfect for outdoor entertaining and relaxation. Inside, the beautifully maintained brick home offers 4 bedrooms, 3.5 baths, rich wood flooring, and soaring ceilings throughout. The vaulted living room features a wood-burning fireplace and French doors that open to the lanai, filling the space with natural light. The updated eat-in kitchen includes a dry bar and flows seamlessly into the cozy family room, while a formal dining room provides an elegant space for gatherings. The primary suite, located on the main level, boasts a walk-in closet and a spa-inspired en suite bath. Two additional main-floor bedrooms share a stylishly updated bathroom. Upstairs, a private bonus room or fourth bedroom includes its own full bath—ideal for guests or a home office. Additional highlights include an oversized two-car garage, abundant attic storage, newer roof, and energy-efficient solar panels. Residents can also enjoy fishing in the community pond. Located just minutes from Fort McAllister Marina and the popular Fish Tales restaurant, this home offers a rare blend of comfort, style, and convenience.

912-289-7355

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Additional Information

Interior Features: Breakfast Area, Butler Pantry, Breakfast Area, Double Vanity, Entrance Foyer, High Ceilings, Jetted Tub, Primary Downstairs, Primary Suite, Other, Attic Stairs Pulldown, Recessed Lighting, Separate Shower, Vaulted/Cathedral Ceilings
Exterior Features: Deck, Fire Pit
HOA Fee: $350
Property Description: Traditional
Appliances: Electric Water Heater
Heating: Central, Electric
Air Conditioning: Central Air, Electric, Heat Pump
Roof: Asphalt
Foundation: Pillar/Post/Pier
Parking Features: Attached, Garage, Garage Door Opener, Off Street
Garage Spaces: 2
View: Marsh

245 Montauk Dr, Richmond Hill, GA 31324

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