What is the first step in buying a home in Coastal Georgia?

The first step in buying a home is getting pre-qualified for a home loan with a mortgage lender. Once pre-qualified, you will know your exact purchasing budget and estimated monthly payment. Whether you are using a Conventional, FHA, or $0-down VA loan for a military relocation, your lender and Realtor will guide your search with total confidence.

Why do I need a lender pre-qualification letter before touring homes?

In Coastal Georgia's active real estate market, desirable homes receive rapid inquiries. When you find the right property, submitting your lender pre-qualification letter alongside your purchase offer proves to the seller that you are financially qualified and ready to close without financing delays.

What are closing costs and who pays them in Georgia?

Closing costs are standard expenses associated with purchasing or selling real estate, including lender loan origination, property appraisal, title search, attorney settlement fees, and prorated property taxes. In Georgia, buyers pay loan-related costs while sellers typically cover deed transfer taxes and commission fees. Closing cost contributions can also be negotiated into purchase contracts.

How does the due diligence period work in a Georgia purchase contract?

In Georgia real estate contracts, the due diligence period is an agreed-upon timeframe (typically 7 to 14 days) allowing the buyer to conduct home inspections, review HOA documents, and assess neighborhood conditions. During this period, the buyer retains the unilateral right to terminate the contract for any reason and receive a 100% refund of their earnest money deposit.

How can military families utilize VA loans and BAH near Fort Stewart and Hunter AAF?

Eligible active-duty military service members, veterans, and military spouses stationed at Fort Stewart, Hunter Army Airfield, or NSB Kings Bay can purchase a home with $0 down payment and no private mortgage insurance (PMI). Monthly payments can be structured around local Basic Allowance for Housing (BAH) rates across Richmond Hill, Hinesville, Pooler, and Savannah.

What is my Coastal Georgia home worth and how is market value determined?

Your home's true market value is determined by recent comparable sales ('comps') of similar properties within your subdivision or immediate area, current active MLS competition, buyer demand, property condition, and square footage. Use our instant home value estimator on 912BuySell.com for an initial calculation, or contact Jim Hawkins for a detailed comparative market analysis (CMA).

What are the most effective strategies to sell a home fast for top dollar in Georgia?

Selling for the highest price requires strategic initial MLS pricing, professional photography, digital syndication across all major buyer portals, and targeted marketing to local and military buyers. Accurate pricing during the first two weeks on market generates maximum buyer competition and stronger purchase offers.

How can out-of-state buyers or military buyers PCSing to Georgia purchase a home remotely?

Remote home buying is seamless with our team. We provide live interactive HD video walkthroughs, high-resolution photo packages, neighborhood drive-throughs, digital contract signing via DocuSign, and remote closing coordination with local Georgia real estate settlement attorneys.

Property Back to Results Property

745 Highland Cir, Richmond Hill, GA 31324

$588,010
: 5
BD
: 4
BA
: 4,155
SqFt

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Sold Price: $588,010
List Price: $575,000
Status: CLOSED
Days on Market: 56
Closing Date: Dec 17, 2025
MLS#: SA335393
Subtype: Residential
Style: Traditional
New Construction: Yes
Year Built: 2025
Bedrooms: 5
Bathrooms: 4
Full Baths: 3
Half Baths: 1
Living Area: 4,155
Lot Size: 8,407
Acres: 0.19
Subdivision: McAllister Pointe
Neighborhood: McAllister Pointe
Building Name: Gwinnett

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Property Description

The Gwinnett plan by Smith Family is under construction in McAllister Pointe with an estimated completion date of December 2025. This 4,161 square foot floorplan includes a formal dining room, flex/office space, large open kitchen & living room with breakfast area, and secondary bedroom with full bathroom on the first floor. Upstairs is a spacious primary suite that includes a sitting area and two large walk-in closets. Included are a covered back porch, LVP in the common areas downstairs, tile in the bathrooms, and stainless steel appliances (microwave, dishwasher, oven).

912-289-7355

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Additional Information

Interior Features: Breakfast Area, High Ceilings, Kitchen Island, Pantry
HOA Fee: $1,200
Property Description: Traditional
Appliances: Dishwasher, Electric Water Heater, Microwave, Oven, Range
Heating: Central, Electric
Air Conditioning: Central Air, Electric
Parking Features: Attached, Garage Door Opener
Garage Spaces: 2
Elementary School: McAllister
Middle School: Richmond Hill
High School: Richmond Hill