What is the first step in buying a home in Coastal Georgia?

The first step in buying a home is getting pre-qualified for a home loan with a mortgage lender. Once pre-qualified, you will know your exact purchasing budget and estimated monthly payment. Whether you are using a Conventional, FHA, or $0-down VA loan for a military relocation, your lender and Realtor will guide your search with total confidence.

Why do I need a lender pre-qualification letter before touring homes?

In Coastal Georgia's active real estate market, desirable homes receive rapid inquiries. When you find the right property, submitting your lender pre-qualification letter alongside your purchase offer proves to the seller that you are financially qualified and ready to close without financing delays.

What are closing costs and who pays them in Georgia?

Closing costs are standard expenses associated with purchasing or selling real estate, including lender loan origination, property appraisal, title search, attorney settlement fees, and prorated property taxes. In Georgia, buyers pay loan-related costs while sellers typically cover deed transfer taxes and commission fees. Closing cost contributions can also be negotiated into purchase contracts.

How does the due diligence period work in a Georgia purchase contract?

In Georgia real estate contracts, the due diligence period is an agreed-upon timeframe (typically 7 to 14 days) allowing the buyer to conduct home inspections, review HOA documents, and assess neighborhood conditions. During this period, the buyer retains the unilateral right to terminate the contract for any reason and receive a 100% refund of their earnest money deposit.

How can military families utilize VA loans and BAH near Fort Stewart and Hunter AAF?

Eligible active-duty military service members, veterans, and military spouses stationed at Fort Stewart, Hunter Army Airfield, or NSB Kings Bay can purchase a home with $0 down payment and no private mortgage insurance (PMI). Monthly payments can be structured around local Basic Allowance for Housing (BAH) rates across Richmond Hill, Hinesville, Pooler, and Savannah.

What is my Coastal Georgia home worth and how is market value determined?

Your home's true market value is determined by recent comparable sales ('comps') of similar properties within your subdivision or immediate area, current active MLS competition, buyer demand, property condition, and square footage. Use our instant home value estimator on 912BuySell.com for an initial calculation, or contact Jim Hawkins for a detailed comparative market analysis (CMA).

What are the most effective strategies to sell a home fast for top dollar in Georgia?

Selling for the highest price requires strategic initial MLS pricing, professional photography, digital syndication across all major buyer portals, and targeted marketing to local and military buyers. Accurate pricing during the first two weeks on market generates maximum buyer competition and stronger purchase offers.

How can out-of-state buyers or military buyers PCSing to Georgia purchase a home remotely?

Remote home buying is seamless with our team. We provide live interactive HD video walkthroughs, high-resolution photo packages, neighborhood drive-throughs, digital contract signing via DocuSign, and remote closing coordination with local Georgia real estate settlement attorneys.

Property Back to Results Property

11822 Old Demere Rd, St. Simons Island, GA 31522

$1,695,000
: 5
BD
: 4
BA
: 3,065
SqFt

Add to Favorites New Search

Show Photos

Verify your account to unlock exclusive photos, mortgage tools, and more.

Add to Favorites

List Price: $1,695,000
Status: ACTIVE
Days on Market: 1
MLS#: 2003397
Subtype: Residential
Style: Cottage
Year Built: 2025
Bedrooms: 5
Bathrooms: 4
Full Baths: 3
Half Baths: 1
Living Area: 3,065
Lot Size: 5,662
Acres: 0.13
Subdivision: St. Simons Heights
Neighborhood: S2: Mid-South SSI
MLS Area Major: S2: Mid-South SSI

Refine Search

Property Description

Welcome to this beautifully designed home located on the south end of St. Simons Island, offering approximately 3,300 square feet of thoughtfully designed living space, 5 bedrooms, and 3.5 bathrooms. Combining timeless style with modern conveniences, this home features a durable metal roof, a fully privacy-fenced yard, and beautiful professional landscaping. Inside, you'll find high ceilings, wood flooring throughout the home, tiled bathrooms, and plantation shutters, adding a timeless touch to every room. The inviting living room features a gas fireplace, creating a warm and comfortable gathering space. The well-appointed kitchen offers KitchenAid appliances, a farmhouse sink with garbage disposal, a four-burner gas cooktop, and a spacious walk-in pantry. The primary bedroom is located on the main floor. Storage is plentiful, with numerous walk-in closets featuring built-in shelving. The first-floor laundry room is thoughtfully equipped with Whirlpool front-loading washer and dryer, along with built-in cabinetry and shelving for added storage and organization. The upstairs level offers four guest bedrooms and two full bathrooms, providing plenty of space for family and visitors. Additional features include a one-car garage and a beautifully landscaped, privacy-fenced outdoor area. Conveniently located on St. Simons Island, this home offers easy access to the island's beautiful beaches, restaurants, shopping, and local attractions. With its combination of quality finishes, thoughtful details, and desirable features, this property is a wonderful opportunity to enjoy island living.

912-289-7355

Search All Properties

Additional Information

Interior Features: Beamed Ceilings, Ceiling Fans, Crown Molding, Coffered Ceiling(s), Double Vanity, High Ceilings, Pantry, Recessed Lighting, Walk-In Closet(s), Breakfast Area, Kitchen Island
Exterior Features: Private Yard, Rain Gutters
Property Description: Cottage
Flooring: Hardwood, Tile, Wood
Appliances: Dryer, Double Oven, Dishwasher, Gas Range, Oven, Range, Refrigerator, Range Hood, Washer
Roof: Metal
Foundation: Slab
Parking Features: Alley Access, Garage Door Opener
Garage Spaces: 1
Elementary School: St. Simons
Middle School: Glynn Middle School
High School: Glynn Academy