What is the first step in buying a home in Coastal Georgia?

The first step in buying a home is getting pre-qualified for a home loan with a mortgage lender. Once pre-qualified, you will know your exact purchasing budget and estimated monthly payment. Whether you are using a Conventional, FHA, or $0-down VA loan for a military relocation, your lender and Realtor will guide your search with total confidence.

Why do I need a lender pre-qualification letter before touring homes?

In Coastal Georgia's active real estate market, desirable homes receive rapid inquiries. When you find the right property, submitting your lender pre-qualification letter alongside your purchase offer proves to the seller that you are financially qualified and ready to close without financing delays.

What are closing costs and who pays them in Georgia?

Closing costs are standard expenses associated with purchasing or selling real estate, including lender loan origination, property appraisal, title search, attorney settlement fees, and prorated property taxes. In Georgia, buyers pay loan-related costs while sellers typically cover deed transfer taxes and commission fees. Closing cost contributions can also be negotiated into purchase contracts.

How does the due diligence period work in a Georgia purchase contract?

In Georgia real estate contracts, the due diligence period is an agreed-upon timeframe (typically 7 to 14 days) allowing the buyer to conduct home inspections, review HOA documents, and assess neighborhood conditions. During this period, the buyer retains the unilateral right to terminate the contract for any reason and receive a 100% refund of their earnest money deposit.

How can military families utilize VA loans and BAH near Fort Stewart and Hunter AAF?

Eligible active-duty military service members, veterans, and military spouses stationed at Fort Stewart, Hunter Army Airfield, or NSB Kings Bay can purchase a home with $0 down payment and no private mortgage insurance (PMI). Monthly payments can be structured around local Basic Allowance for Housing (BAH) rates across Richmond Hill, Hinesville, Pooler, and Savannah.

What is my Coastal Georgia home worth and how is market value determined?

Your home's true market value is determined by recent comparable sales ('comparable sales') of similar properties within your subdivision or immediate area, current active MLS competition, buyer demand, property condition, and square footage. Use our instant home value estimator on 912BuySell.com for an initial calculation, or request a detailed comparative market analysis (CMA).

What are the most effective strategies to sell a home fast for top dollar in Georgia?

Selling for the highest price requires strategic initial MLS pricing, professional photography, digital syndication across all major buyer portals, and targeted marketing to local and military buyers. Accurate pricing during the first two weeks on market generates maximum buyer competition and stronger purchase offers.

How can out-of-state buyers or military buyers PCSing to Georgia purchase a home remotely?

Remote home buying is seamless with our team. We provide live interactive HD video walkthroughs, high-resolution photo packages, neighborhood drive-throughs, digital contract signing via DocuSign, and remote closing coordination with local Georgia real estate settlement attorneys.

What is the first step in buying a home in Coastal Georgia?

The first step in buying a home is getting pre-qualified for a home loan with a mortgage lender. Once pre-qualified, you will know your exact purchasing budget and estimated monthly payment. Whether you are using a Conventional, FHA, or $0-down VA loan for a military relocation, your lender and Realtor will guide your search with total confidence.

Why do I need a lender pre-qualification letter before touring homes?

In Coastal Georgia's active real estate market, desirable homes receive rapid inquiries. When you find the right property, submitting your lender pre-qualification letter alongside your purchase offer proves to the seller that you are financially qualified and ready to close without financing delays.

What are closing costs and who pays them in Georgia?

Closing costs are standard expenses associated with purchasing or selling real estate, including lender loan origination, property appraisal, title search, attorney settlement fees, and prorated property taxes. In Georgia, buyers pay loan-related costs while sellers typically cover deed transfer taxes and commission fees. Closing cost contributions can also be negotiated into purchase contracts.

How does the due diligence period work in a Georgia purchase contract?

In Georgia real estate contracts, the due diligence period is an agreed-upon timeframe (typically 7 to 14 days) allowing the buyer to conduct home inspections, review HOA documents, and assess neighborhood conditions. During this period, the buyer retains the unilateral right to terminate the contract for any reason and receive a 100% refund of their earnest money deposit.

How can military families utilize VA loans and BAH near Fort Stewart and Hunter AAF?

Eligible active-duty military service members, veterans, and military spouses stationed at Fort Stewart, Hunter Army Airfield, or NSB Kings Bay can purchase a home with $0 down payment and no private mortgage insurance (PMI). Monthly payments can be structured around local Basic Allowance for Housing (BAH) rates across Richmond Hill, Hinesville, Pooler, and Savannah.

What is my Coastal Georgia home worth and how is market value determined?

Your home's true market value is determined by recent comparable sales ('comparable sales') of similar properties within your subdivision or immediate area, current active MLS competition, buyer demand, property condition, and square footage. Use our instant home value estimator on 912BuySell.com for an initial calculation, or request a detailed comparative market analysis (CMA).

What are the most effective strategies to sell a home fast for top dollar in Georgia?

Selling for the highest price requires strategic initial MLS pricing, professional photography, digital syndication across all major buyer portals, and targeted marketing to local and military buyers. Accurate pricing during the first two weeks on market generates maximum buyer competition and stronger purchase offers.

How can out-of-state buyers or military buyers PCSing to Georgia purchase a home remotely?

Remote home buying is seamless with our team. We provide live interactive HD video walkthroughs, high-resolution photo packages, neighborhood drive-throughs, digital contract signing via DocuSign, and remote closing coordination with local Georgia real estate settlement attorneys.

Property Back to Results Property

152 Ledbetter Ave, St. Simons Island, GA 31522

$1,195,000
: 4
BD
: 4
BA
: 2,922
SqFt

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List Price: $1,195,000
Status: ACTIVE
Days on Market: 3
MLS#: 2003475
Subtype: Residential
Style: Cottage
Year Built: 2022
Bedrooms: 4
Bathrooms: 4
Full Baths: 3
Half Baths: 1
Living Area: 2,922
Lot Size: 6,534
Acres: 0.15
Subdivision: Oyster Grove
Neighborhood: S2: Mid-South SSI
Building Name: Flanagan
MLS Area Major: S2: Mid-South SSI

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Property Description

Beautiful home in Oyster Grove neighborhood that is conveniently located mid-island on St Simons off of Frederica Road. This 2,773 sq ft, two-story home features 4 bedrooms and 3.5 bathrooms with the primary bedroom on the main floor. This home is an open-concept home with a foyer, kitchen, living space, laundry room, and bonus room. The kitchen has Bosch stainless steel appliances, gas cooktop, and large kitchen island. Quartz countertops, tankless water heater, custom-built shelving in all closets are just a few of the many luxury upgrades to this home. The spacious primary suite features an ensuite bathroom with double vanity, large, tiled shower, and a spacious walk-in closet. LVP flooring throughout the main living spaces, tiled bathroom floors, and carpet in the upstairs bedrooms. Screened porch on back of house. Subdivision has a 90-day minimum rental restriction. Owner is a licensed real estate agent in the state of Georgia.

912-289-7355

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Additional Information

Interior Features: Ceiling Fans, Crown Molding, Double Vanity, Recessed Lighting, Walk-In Closet(s), Paint Woodwork, Primary Downstairs, Breakfast Area, Kitchen Island
Exterior Features: Private Yard, Rain Gutters
HOA Fee: $750
Property Description: Cottage
Flooring: Carpet, Hardwood, Tile, Vinyl, Wood
Appliances: Dishwasher, Gas Range, Ice Maker, Range, Refrigerator
Heating: Central, Electric
Air Conditioning: Attic Fan, Central Air, Ceiling Fan(s), Electric
Stories: 2
Roof: Metal
Foundation: Slab
Parking Features: Attached, Driveway, Garage Door Opener, Other
Garage Spaces: 2
Elementary School: Oglethorpe
Middle School: Glynn Middle School
High School: Glynn Academy