What is the first step in buying a home in Coastal Georgia?

The first step in buying a home is getting pre-qualified for a home loan with a mortgage lender. Once pre-qualified, you will know your exact purchasing budget and estimated monthly payment. Whether you are using a Conventional, FHA, or $0-down VA loan for a military relocation, your lender and Realtor will guide your search with total confidence.

Why do I need a lender pre-qualification letter before touring homes?

In Coastal Georgia's active real estate market, desirable homes receive rapid inquiries. When you find the right property, submitting your lender pre-qualification letter alongside your purchase offer proves to the seller that you are financially qualified and ready to close without financing delays.

What are closing costs and who pays them in Georgia?

Closing costs are standard expenses associated with purchasing or selling real estate, including lender loan origination, property appraisal, title search, attorney settlement fees, and prorated property taxes. In Georgia, buyers pay loan-related costs while sellers typically cover deed transfer taxes and commission fees. Closing cost contributions can also be negotiated into purchase contracts.

How does the due diligence period work in a Georgia purchase contract?

In Georgia real estate contracts, the due diligence period is an agreed-upon timeframe (typically 7 to 14 days) allowing the buyer to conduct home inspections, review HOA documents, and assess neighborhood conditions. During this period, the buyer retains the unilateral right to terminate the contract for any reason and receive a 100% refund of their earnest money deposit.

How can military families utilize VA loans and BAH near Fort Stewart and Hunter AAF?

Eligible active-duty military service members, veterans, and military spouses stationed at Fort Stewart, Hunter Army Airfield, or NSB Kings Bay can purchase a home with $0 down payment and no private mortgage insurance (PMI). Monthly payments can be structured around local Basic Allowance for Housing (BAH) rates across Richmond Hill, Hinesville, Pooler, and Savannah.

What is my Coastal Georgia home worth and how is market value determined?

Your home's true market value is determined by recent comparable sales ('comps') of similar properties within your subdivision or immediate area, current active MLS competition, buyer demand, property condition, and square footage. Use our instant home value estimator on 912BuySell.com for an initial calculation, or request a detailed comparative market analysis (CMA).

What are the most effective strategies to sell a home fast for top dollar in Georgia?

Selling for the highest price requires strategic initial MLS pricing, professional photography, digital syndication across all major buyer portals, and targeted marketing to local and military buyers. Accurate pricing during the first two weeks on market generates maximum buyer competition and stronger purchase offers.

How can out-of-state buyers or military buyers PCSing to Georgia purchase a home remotely?

Remote home buying is seamless with our team. We provide live interactive HD video walkthroughs, high-resolution photo packages, neighborhood drive-throughs, digital contract signing via DocuSign, and remote closing coordination with local Georgia real estate settlement attorneys.

What is the first step in buying a home in Coastal Georgia?

The first step in buying a home is getting pre-qualified for a home loan with a mortgage lender. Once pre-qualified, you will know your exact purchasing budget and estimated monthly payment. Whether you are using a Conventional, FHA, or $0-down VA loan for a military relocation, your lender and Realtor will guide your search with total confidence.

Why do I need a lender pre-qualification letter before touring homes?

In Coastal Georgia's active real estate market, desirable homes receive rapid inquiries. When you find the right property, submitting your lender pre-qualification letter alongside your purchase offer proves to the seller that you are financially qualified and ready to close without financing delays.

What are closing costs and who pays them in Georgia?

Closing costs are standard expenses associated with purchasing or selling real estate, including lender loan origination, property appraisal, title search, attorney settlement fees, and prorated property taxes. In Georgia, buyers pay loan-related costs while sellers typically cover deed transfer taxes and commission fees. Closing cost contributions can also be negotiated into purchase contracts.

How does the due diligence period work in a Georgia purchase contract?

In Georgia real estate contracts, the due diligence period is an agreed-upon timeframe (typically 7 to 14 days) allowing the buyer to conduct home inspections, review HOA documents, and assess neighborhood conditions. During this period, the buyer retains the unilateral right to terminate the contract for any reason and receive a 100% refund of their earnest money deposit.

How can military families utilize VA loans and BAH near Fort Stewart and Hunter AAF?

Eligible active-duty military service members, veterans, and military spouses stationed at Fort Stewart, Hunter Army Airfield, or NSB Kings Bay can purchase a home with $0 down payment and no private mortgage insurance (PMI). Monthly payments can be structured around local Basic Allowance for Housing (BAH) rates across Richmond Hill, Hinesville, Pooler, and Savannah.

What is my Coastal Georgia home worth and how is market value determined?

Your home's true market value is determined by recent comparable sales ('comps') of similar properties within your subdivision or immediate area, current active MLS competition, buyer demand, property condition, and square footage. Use our instant home value estimator on 912BuySell.com for an initial calculation, or request a detailed comparative market analysis (CMA).

What are the most effective strategies to sell a home fast for top dollar in Georgia?

Selling for the highest price requires strategic initial MLS pricing, professional photography, digital syndication across all major buyer portals, and targeted marketing to local and military buyers. Accurate pricing during the first two weeks on market generates maximum buyer competition and stronger purchase offers.

How can out-of-state buyers or military buyers PCSing to Georgia purchase a home remotely?

Remote home buying is seamless with our team. We provide live interactive HD video walkthroughs, high-resolution photo packages, neighborhood drive-throughs, digital contract signing via DocuSign, and remote closing coordination with local Georgia real estate settlement attorneys.

Property Back to Results Property

149 E Commons Dr E, St. Simons Island, GA 31522

$1,390,000
: 5
BD
: 5
BA
: 3,478
SqFt

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List Price: $1,390,000
Status: ACTIVE
Days on Market: 2
MLS#: 2003390
Subtype: Residential
New Construction: Yes
Year Built: 2026
Bedrooms: 5
Bathrooms: 5
Full Baths: 4
Half Baths: 1
Living Area: 3,478
Lot Size: 6,534
Acres: 0.15
Subdivision: The Commons at Frederica
Neighborhood: S3: Mid-North SSI
MLS Area Major: S3: Mid-North SSI

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Property Description

Coastal Luxury on Saint Simons Island: A Marshfront Sanctuary Discover the pinnacle of low-maintenance coastal living in this newly constructed, 3,478-square-foot masterpiece. Set directly along the marsh with sweeping southern views and the Lanier Bridge on the horizon, this home is designed to capture the golden glow of the evening sky without the glare of the western sun. The interior seamlessly blends sophisticated design with everyday functionality. A grand double-door entrance leads to an open-concept living area and a gourmet kitchen equipped with KitchenAid appliances, a sprawling island with a second sink, and an inviting breakfast nook. Entertaining is effortless with a dedicated butler's bar—complete with a wine cooler—a spacious walk-in pantry, and a versatile dining room that easily adapts into a home office or card room. "A rare opportunity to enjoy a newly built home, a remarkable marshfront setting, and an easy-care outdoor lifestyle." Key Features: Primary Suite Retreat: A ground-floor sanctuary featuring a private exit to the pool, a double-vanity ensuite, a walk-in closet, and convenient access to the laundry room and garage. Spacious Upper Level: Four generous bedrooms, including two with ensuite bathrooms and two sharing a Jack-and-Jill bath, plus a flexible bonus room for storage or a small office. Outdoor Oasis: A south-facing backyard featuring a covered living area with a heated saltwater pool and artificial grass for a year-round, low-maintenance lifestyle. Practical Luxury: A garage with a 20-foot door and a pre-installed transfer switch for a whole-house generator, plus the peace of mind of a builder's 12-month warranty. Experience the perfect balance of expansive natural panoramas and thoughtfully designed interiors in this exceptional St. Simons Island residence.

912-289-7355

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Additional Information

Interior Features: Ceiling Fans, Crown Molding, Double Vanity, Pantry, Recessed Lighting, Soaking Tub, Walk-In Closet(s), Kitchen Island
Exterior Features: Balcony, Outdoor Shower, Private Yard, Rain Gutters
Taxes: $962
HOA Fee: $500
Flooring: Tile, Vinyl
Appliances: Dishwasher, Gas Range, Ice Maker, Microwave, Range, Refrigerator, Range Hood, Wine Cooler
Heating: Central, Electric, Natural Gas
Air Conditioning: Central Air, Ceiling Fan(s), Electric, Heat Pump
Stories: 2
Roof: Metal, Shingle
Foundation: Raised, Slab
Pool: Yes
Parking Features: Attached, Driveway, Garage Door Opener, Paved
Garage Spaces: 2
Elementary School: Oglethorpe
Middle School: Glynn Middle School
High School: Glynn Academy