What is the first step in buying a home in Coastal Georgia?

The first step in buying a home is getting pre-qualified for a home loan with a mortgage lender. Once pre-qualified, you will know your exact purchasing budget and estimated monthly payment. Whether you are using a Conventional, FHA, or $0-down VA loan for a military relocation, your lender and Realtor will guide your search with total confidence.

Why do I need a lender pre-qualification letter before touring homes?

In Coastal Georgia's active real estate market, desirable homes receive rapid inquiries. When you find the right property, submitting your lender pre-qualification letter alongside your purchase offer proves to the seller that you are financially qualified and ready to close without financing delays.

What are closing costs and who pays them in Georgia?

Closing costs are standard expenses associated with purchasing or selling real estate, including lender loan origination, property appraisal, title search, attorney settlement fees, and prorated property taxes. In Georgia, buyers pay loan-related costs while sellers typically cover deed transfer taxes and commission fees. Closing cost contributions can also be negotiated into purchase contracts.

How does the due diligence period work in a Georgia purchase contract?

In Georgia real estate contracts, the due diligence period is an agreed-upon timeframe (typically 7 to 14 days) allowing the buyer to conduct home inspections, review HOA documents, and assess neighborhood conditions. During this period, the buyer retains the unilateral right to terminate the contract for any reason and receive a 100% refund of their earnest money deposit.

How can military families utilize VA loans and BAH near Fort Stewart and Hunter AAF?

Eligible active-duty military service members, veterans, and military spouses stationed at Fort Stewart, Hunter Army Airfield, or NSB Kings Bay can purchase a home with $0 down payment and no private mortgage insurance (PMI). Monthly payments can be structured around local Basic Allowance for Housing (BAH) rates across Richmond Hill, Hinesville, Pooler, and Savannah.

What is my Coastal Georgia home worth and how is market value determined?

Your home's true market value is determined by recent comparable sales ('comparable sales') of similar properties within your subdivision or immediate area, current active MLS competition, buyer demand, property condition, and square footage. Use our instant home value estimator on 912BuySell.com for an initial calculation, or request a detailed comparative market analysis (CMA).

What are the most effective strategies to sell a home fast for top dollar in Georgia?

Selling for the highest price requires strategic initial MLS pricing, professional photography, digital syndication across all major buyer portals, and targeted marketing to local and military buyers. Accurate pricing during the first two weeks on market generates maximum buyer competition and stronger purchase offers.

How can out-of-state buyers or military buyers PCSing to Georgia purchase a home remotely?

Remote home buying is seamless with our team. We provide live interactive HD video walkthroughs, high-resolution photo packages, neighborhood drive-throughs, digital contract signing via DocuSign, and remote closing coordination with local Georgia real estate settlement attorneys.

What is the first step in buying a home in Coastal Georgia?

The first step in buying a home is getting pre-qualified for a home loan with a mortgage lender. Once pre-qualified, you will know your exact purchasing budget and estimated monthly payment. Whether you are using a Conventional, FHA, or $0-down VA loan for a military relocation, your lender and Realtor will guide your search with total confidence.

Why do I need a lender pre-qualification letter before touring homes?

In Coastal Georgia's active real estate market, desirable homes receive rapid inquiries. When you find the right property, submitting your lender pre-qualification letter alongside your purchase offer proves to the seller that you are financially qualified and ready to close without financing delays.

What are closing costs and who pays them in Georgia?

Closing costs are standard expenses associated with purchasing or selling real estate, including lender loan origination, property appraisal, title search, attorney settlement fees, and prorated property taxes. In Georgia, buyers pay loan-related costs while sellers typically cover deed transfer taxes and commission fees. Closing cost contributions can also be negotiated into purchase contracts.

How does the due diligence period work in a Georgia purchase contract?

In Georgia real estate contracts, the due diligence period is an agreed-upon timeframe (typically 7 to 14 days) allowing the buyer to conduct home inspections, review HOA documents, and assess neighborhood conditions. During this period, the buyer retains the unilateral right to terminate the contract for any reason and receive a 100% refund of their earnest money deposit.

How can military families utilize VA loans and BAH near Fort Stewart and Hunter AAF?

Eligible active-duty military service members, veterans, and military spouses stationed at Fort Stewart, Hunter Army Airfield, or NSB Kings Bay can purchase a home with $0 down payment and no private mortgage insurance (PMI). Monthly payments can be structured around local Basic Allowance for Housing (BAH) rates across Richmond Hill, Hinesville, Pooler, and Savannah.

What is my Coastal Georgia home worth and how is market value determined?

Your home's true market value is determined by recent comparable sales ('comparable sales') of similar properties within your subdivision or immediate area, current active MLS competition, buyer demand, property condition, and square footage. Use our instant home value estimator on 912BuySell.com for an initial calculation, or request a detailed comparative market analysis (CMA).

What are the most effective strategies to sell a home fast for top dollar in Georgia?

Selling for the highest price requires strategic initial MLS pricing, professional photography, digital syndication across all major buyer portals, and targeted marketing to local and military buyers. Accurate pricing during the first two weeks on market generates maximum buyer competition and stronger purchase offers.

How can out-of-state buyers or military buyers PCSing to Georgia purchase a home remotely?

Remote home buying is seamless with our team. We provide live interactive HD video walkthroughs, high-resolution photo packages, neighborhood drive-throughs, digital contract signing via DocuSign, and remote closing coordination with local Georgia real estate settlement attorneys.

Property Back to Results Property

1157 Ratcliffe Lake Dr, Brunswick, GA 31523

$535,000
: 4
BD
: 3
BA
: 2,588
SqFt

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Sold Price: $535,000
List Price: $549,000
Status: CLOSED
Days on Market: 166
Closing Date: Mar 29, 2024
MLS#: 1642142
Subtype: Residential
Style: Craftsman
Year Built: 2020
Bedrooms: 4
Bathrooms: 3
Full Baths: 3
Living Area: 2,588
Lot Size: 64,468
Acres: 1.48
Subdivision: Ratcliff Lake
Neighborhood: G3: West Glynn County
MLS Area Major: G3: West Glynn County

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Property Description

BACK ON MARKET AT NO FAULT TO SELLER! Gorgeous 4 bedroom 3 bathroom Craftsman style home with Hardiboard siding situated on 1.48 acres off exit 29 in Ratcliffe Lake Subdivision. NO HOA FEES!! Great place to try your hand at gardening and raising chickens! This beautiful home boasts an array of upgraded finishes with an open floor plan, 10 ft ceilings, and porcelain tile throughout. Living area host a wood burning fireplace for winter nights. The home has foam insulation and dual entrance large attic spaces. The large kitchen overlooks the living area with a spacious walk in pantry for the cook's dream, stainless steel appliances, convection oven, induction cooktop with a farmhouse sink, quartz countertops, and shaker cabinetry with tiled backsplash. Master bedroom includes a walk in shower, soaking tub, double vanities, and large walk in closet. Main floor consist of a split bedroom plan with 2 bedrooms sharing a JacknJill bathroom. The 4th bedroom, above the garage, is spacious and has a full bath. Home consist of an extra large 2 car garage. Outdoors you will find covered porches and an outdoor fire pit ready for entertaining. Yard consists of irrigation and low maintenance landscaping. Lot is located in the cul-de-sac surrounded by trees to give you the most privacy of the quiet neighborhood. Zoned schools include Satilla Marsh Elementary, Risley Middle, and Glynn Academy. Owner occupied. Must have verifiable pre-approval of funds to schedule showing. You do not want to miss this one!

912-289-7355

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Additional Information

Interior Features: Ceiling Fans, Double Vanity, High Ceilings, Pantry, Soaking Tub, Walk-In Closet(s), Separate Shower, Primary Downstairs, Kitchen Island
Exterior Features: Fire Pit, Garden
Taxes: $2,696
Property Description: Craftsman
Flooring: Tile
Appliances: Cooktop, Convection Oven, Dishwasher, Electric Range, Refrigerator, Range Hood, Self Cleaning Oven, Wall Oven
Heating: Central, Electric
Air Conditioning: Central Air, Electric, Heat Pump
Roof: Asphalt
Foundation: Slab
Parking Features: Attached, Driveway, Garage Door Opener, Other, Paved
Garage Spaces: 2
Elementary School: Satilla Marsh
Middle School: Risley Middle School
High School: Glynn Academy