What is the first step in buying a home in Coastal Georgia?

The first step in buying a home is getting pre-qualified for a home loan with a mortgage lender. Once pre-qualified, you will know your exact purchasing budget and estimated monthly payment. Whether you are using a Conventional, FHA, or $0-down VA loan for a military relocation, your lender and Realtor will guide your search with total confidence.

Why do I need a lender pre-qualification letter before touring homes?

In Coastal Georgia's active real estate market, desirable homes receive rapid inquiries. When you find the right property, submitting your lender pre-qualification letter alongside your purchase offer proves to the seller that you are financially qualified and ready to close without financing delays.

What are closing costs and who pays them in Georgia?

Closing costs are standard expenses associated with purchasing or selling real estate, including lender loan origination, property appraisal, title search, attorney settlement fees, and prorated property taxes. In Georgia, buyers pay loan-related costs while sellers typically cover deed transfer taxes and commission fees. Closing cost contributions can also be negotiated into purchase contracts.

How does the due diligence period work in a Georgia purchase contract?

In Georgia real estate contracts, the due diligence period is an agreed-upon timeframe (typically 7 to 14 days) allowing the buyer to conduct home inspections, review HOA documents, and assess neighborhood conditions. During this period, the buyer retains the unilateral right to terminate the contract for any reason and receive a 100% refund of their earnest money deposit.

How can military families utilize VA loans and BAH near Fort Stewart and Hunter AAF?

Eligible active-duty military service members, veterans, and military spouses stationed at Fort Stewart, Hunter Army Airfield, or NSB Kings Bay can purchase a home with $0 down payment and no private mortgage insurance (PMI). Monthly payments can be structured around local Basic Allowance for Housing (BAH) rates across Richmond Hill, Hinesville, Pooler, and Savannah.

What is my Coastal Georgia home worth and how is market value determined?

Your home's true market value is determined by recent comparable sales ('comparable sales') of similar properties within your subdivision or immediate area, current active MLS competition, buyer demand, property condition, and square footage. Use our instant home value estimator on 912BuySell.com for an initial calculation, or request a detailed comparative market analysis (CMA).

What are the most effective strategies to sell a home fast for top dollar in Georgia?

Selling for the highest price requires strategic initial MLS pricing, professional photography, digital syndication across all major buyer portals, and targeted marketing to local and military buyers. Accurate pricing during the first two weeks on market generates maximum buyer competition and stronger purchase offers.

How can out-of-state buyers or military buyers PCSing to Georgia purchase a home remotely?

Remote home buying is seamless with our team. We provide live interactive HD video walkthroughs, high-resolution photo packages, neighborhood drive-throughs, digital contract signing via DocuSign, and remote closing coordination with local Georgia real estate settlement attorneys.

What is the first step in buying a home in Coastal Georgia?

The first step in buying a home is getting pre-qualified for a home loan with a mortgage lender. Once pre-qualified, you will know your exact purchasing budget and estimated monthly payment. Whether you are using a Conventional, FHA, or $0-down VA loan for a military relocation, your lender and Realtor will guide your search with total confidence.

Why do I need a lender pre-qualification letter before touring homes?

In Coastal Georgia's active real estate market, desirable homes receive rapid inquiries. When you find the right property, submitting your lender pre-qualification letter alongside your purchase offer proves to the seller that you are financially qualified and ready to close without financing delays.

What are closing costs and who pays them in Georgia?

Closing costs are standard expenses associated with purchasing or selling real estate, including lender loan origination, property appraisal, title search, attorney settlement fees, and prorated property taxes. In Georgia, buyers pay loan-related costs while sellers typically cover deed transfer taxes and commission fees. Closing cost contributions can also be negotiated into purchase contracts.

How does the due diligence period work in a Georgia purchase contract?

In Georgia real estate contracts, the due diligence period is an agreed-upon timeframe (typically 7 to 14 days) allowing the buyer to conduct home inspections, review HOA documents, and assess neighborhood conditions. During this period, the buyer retains the unilateral right to terminate the contract for any reason and receive a 100% refund of their earnest money deposit.

How can military families utilize VA loans and BAH near Fort Stewart and Hunter AAF?

Eligible active-duty military service members, veterans, and military spouses stationed at Fort Stewart, Hunter Army Airfield, or NSB Kings Bay can purchase a home with $0 down payment and no private mortgage insurance (PMI). Monthly payments can be structured around local Basic Allowance for Housing (BAH) rates across Richmond Hill, Hinesville, Pooler, and Savannah.

What is my Coastal Georgia home worth and how is market value determined?

Your home's true market value is determined by recent comparable sales ('comparable sales') of similar properties within your subdivision or immediate area, current active MLS competition, buyer demand, property condition, and square footage. Use our instant home value estimator on 912BuySell.com for an initial calculation, or request a detailed comparative market analysis (CMA).

What are the most effective strategies to sell a home fast for top dollar in Georgia?

Selling for the highest price requires strategic initial MLS pricing, professional photography, digital syndication across all major buyer portals, and targeted marketing to local and military buyers. Accurate pricing during the first two weeks on market generates maximum buyer competition and stronger purchase offers.

How can out-of-state buyers or military buyers PCSing to Georgia purchase a home remotely?

Remote home buying is seamless with our team. We provide live interactive HD video walkthroughs, high-resolution photo packages, neighborhood drive-throughs, digital contract signing via DocuSign, and remote closing coordination with local Georgia real estate settlement attorneys.

Property Back to Results Property

28 Cotton Xing, Savannah, GA 31411

$930,000
: 3
BD
: 3
BA
: 3,021
SqFt

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Sold Price: $930,000
List Price: $939,000
Status: CLOSED
Days on Market: 6
Closing Date: Oct 20, 2025
MLS#: SA339787
Subtype: Residential
Style: Traditional
Year Built: 1986
Bedrooms: 3
Bathrooms: 3
Full Baths: 2
Half Baths: 1
Living Area: 3,021
Lot Size: 23,522
Acres: 0.54
Subdivision: Palmetto
Neighborhood: Palmetto

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Property Description

Renovated and move-in ready, this stunning ranch-style home offers 3 bedrooms, 3.5 baths, plus a bonus room over the 2-car garage with golf cart bay. Thoughtfully updated throughout, featuring engineered hardwood floors in all main living areas and an updated kitchen that includes custom Wasdin Cabinetry and stainless steel appliances. Generously sized bedrooms, including a primary suite with his & hers closets and a beautifully updated bathroom. Enjoy outdoor living on the screened porch or brand new deck overlooking a freshly landscaped yard. New driveway, all one-level living (except bonus), and exceptional curb appeal make this a truly desirable home!

912-289-7355

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Additional Information

Interior Features: Bar-Wet, Breakfast Area, Bathtub, Tray Ceiling(s), Ceiling Fans, Double Vanity, Entrance Foyer, Fireplace(s), High Ceilings, Kitchen Island, Primary Downstairs, Pantry, Attic Stairs Pulldown, Recessed Lighting, Skylight(s), Separate Shower
Exterior Features: Deck, Dock, Irrigation System
HOA Fee: $2,518
Property Description: Traditional
Appliances: Some Gas Appliances, Dishwasher, LP Gas Water Heater, Microwave, Oven, Plumbed For Ice Maker, Range, Refrigerator
Heating: Central, Natural Gas
Air Conditioning: Central Air, Electric
Roof: Asphalt
Foundation: Slab
Parking Features: Attached, Garage, Golf Cart Garage, Garage Door Opener, Off Street, Rv/Boat Parking
Garage Spaces: 2
Elementary School: Hesse
Middle School: Hesse
High School: Jenkins
View: Trees/Woods