What is the first step in buying a home in Coastal Georgia?

The first step in buying a home is getting pre-qualified for a home loan with a mortgage lender. Once pre-qualified, you will know your exact purchasing budget and estimated monthly payment. Whether you are using a Conventional, FHA, or $0-down VA loan for a military relocation, your lender and Realtor will guide your search with total confidence.

Why do I need a lender pre-qualification letter before touring homes?

In Coastal Georgia's active real estate market, desirable homes receive rapid inquiries. When you find the right property, submitting your lender pre-qualification letter alongside your purchase offer proves to the seller that you are financially qualified and ready to close without financing delays.

What are closing costs and who pays them in Georgia?

Closing costs are standard expenses associated with purchasing or selling real estate, including lender loan origination, property appraisal, title search, attorney settlement fees, and prorated property taxes. In Georgia, buyers pay loan-related costs while sellers typically cover deed transfer taxes and commission fees. Closing cost contributions can also be negotiated into purchase contracts.

How does the due diligence period work in a Georgia purchase contract?

In Georgia real estate contracts, the due diligence period is an agreed-upon timeframe (typically 7 to 14 days) allowing the buyer to conduct home inspections, review HOA documents, and assess neighborhood conditions. During this period, the buyer retains the unilateral right to terminate the contract for any reason and receive a 100% refund of their earnest money deposit.

How can military families utilize VA loans and BAH near Fort Stewart and Hunter AAF?

Eligible active-duty military service members, veterans, and military spouses stationed at Fort Stewart, Hunter Army Airfield, or NSB Kings Bay can purchase a home with $0 down payment and no private mortgage insurance (PMI). Monthly payments can be structured around local Basic Allowance for Housing (BAH) rates across Richmond Hill, Hinesville, Pooler, and Savannah.

What is my Coastal Georgia home worth and how is market value determined?

Your home's true market value is determined by recent comparable sales ('comparable sales') of similar properties within your subdivision or immediate area, current active MLS competition, buyer demand, property condition, and square footage. Use our instant home value estimator on 912BuySell.com for an initial calculation, or request a detailed comparative market analysis (CMA).

What are the most effective strategies to sell a home fast for top dollar in Georgia?

Selling for the highest price requires strategic initial MLS pricing, professional photography, digital syndication across all major buyer portals, and targeted marketing to local and military buyers. Accurate pricing during the first two weeks on market generates maximum buyer competition and stronger purchase offers.

How can out-of-state buyers or military buyers PCSing to Georgia purchase a home remotely?

Remote home buying is seamless with our team. We provide live interactive HD video walkthroughs, high-resolution photo packages, neighborhood drive-throughs, digital contract signing via DocuSign, and remote closing coordination with local Georgia real estate settlement attorneys.

What is the first step in buying a home in Coastal Georgia?

The first step in buying a home is getting pre-qualified for a home loan with a mortgage lender. Once pre-qualified, you will know your exact purchasing budget and estimated monthly payment. Whether you are using a Conventional, FHA, or $0-down VA loan for a military relocation, your lender and Realtor will guide your search with total confidence.

Why do I need a lender pre-qualification letter before touring homes?

In Coastal Georgia's active real estate market, desirable homes receive rapid inquiries. When you find the right property, submitting your lender pre-qualification letter alongside your purchase offer proves to the seller that you are financially qualified and ready to close without financing delays.

What are closing costs and who pays them in Georgia?

Closing costs are standard expenses associated with purchasing or selling real estate, including lender loan origination, property appraisal, title search, attorney settlement fees, and prorated property taxes. In Georgia, buyers pay loan-related costs while sellers typically cover deed transfer taxes and commission fees. Closing cost contributions can also be negotiated into purchase contracts.

How does the due diligence period work in a Georgia purchase contract?

In Georgia real estate contracts, the due diligence period is an agreed-upon timeframe (typically 7 to 14 days) allowing the buyer to conduct home inspections, review HOA documents, and assess neighborhood conditions. During this period, the buyer retains the unilateral right to terminate the contract for any reason and receive a 100% refund of their earnest money deposit.

How can military families utilize VA loans and BAH near Fort Stewart and Hunter AAF?

Eligible active-duty military service members, veterans, and military spouses stationed at Fort Stewart, Hunter Army Airfield, or NSB Kings Bay can purchase a home with $0 down payment and no private mortgage insurance (PMI). Monthly payments can be structured around local Basic Allowance for Housing (BAH) rates across Richmond Hill, Hinesville, Pooler, and Savannah.

What is my Coastal Georgia home worth and how is market value determined?

Your home's true market value is determined by recent comparable sales ('comparable sales') of similar properties within your subdivision or immediate area, current active MLS competition, buyer demand, property condition, and square footage. Use our instant home value estimator on 912BuySell.com for an initial calculation, or request a detailed comparative market analysis (CMA).

What are the most effective strategies to sell a home fast for top dollar in Georgia?

Selling for the highest price requires strategic initial MLS pricing, professional photography, digital syndication across all major buyer portals, and targeted marketing to local and military buyers. Accurate pricing during the first two weeks on market generates maximum buyer competition and stronger purchase offers.

How can out-of-state buyers or military buyers PCSing to Georgia purchase a home remotely?

Remote home buying is seamless with our team. We provide live interactive HD video walkthroughs, high-resolution photo packages, neighborhood drive-throughs, digital contract signing via DocuSign, and remote closing coordination with local Georgia real estate settlement attorneys.

Property Back to Results Property

105 Thompson Cv, St. Simons Island, GA 31522

$710,000
: 5
BD
: 2
BA
: 2,504
SqFt

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Sold Price: $710,000
List Price: $750,000
Status: CLOSED
Days on Market: 225
Closing Date: Nov 06, 2026
MLS#: 1660577
Subtype: Residential
Style: Ranch, Traditional
Year Built: 1995
Bedrooms: 5
Bathrooms: 2
Full Baths: 2
Living Area: 2,504
Lot Size: 6,098
Acres: 0.14
Subdivision: Thompson Cove
Neighborhood: S1: South SSI
MLS Area Major: S1: South SSI

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Property Description

5 Bedrooms! Just add another bath!! Ride your bikes to Crabdaddy's. This well-built tabby Southend home offers a prime location just a 4-minute drive or 15-minute walk to the beach, with no HOA and set within a quiet, established neighborhood. Thoughtfully maintained over the years, the home is move-in ready with clear opportunity to personalize or enhance over time.The main living level features vaulted ceilings, hardwood floors, a fireplace, and built-in shelving, creating a bright, open gathering space. The living area flows seamlessly onto a large back deck, ideal for outdoor dining and entertaining, overlooking a nicely sized yard. The kitchen is anchored by solid wood cabinetry and a pantry, opening to a breakfast area on one side and a dining room on the other, offering both casual and formal dining options.The ground level adds significant flexibility with a large great room and additional rooms currently used as bedrooms, offering space for a media room, office, gym, or expanded guest accommodations. While tax records reflect a 3 bedroom, 2 bath home, this level provides the potential to increase usable living space.Additional features include two separate garage bays, a convenient dumbwaiter from the garage level to the kitchen, ample storage, and a layout that lends itself well to a primary residence, second home, or vacation rental in one of the island's most desirable locations.

912-289-7355

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Additional Information

Interior Features: Bookcases, High Ceilings, Pantry, Walk-In Closet(s), Shower Only
Property Description: Ranch, Traditional
Flooring: Carpet, Hardwood, Tile
Appliances: Dryer, Dishwasher, Microwave, Range, Refrigerator, Self Cleaning Oven, Washer
Roof: Metal
Foundation: Slab
Parking Features: Covered, Driveway, Garage Door Opener, Other, Paved
Garage Spaces: 2
Elementary School: St. Simons
Middle School: Glynn Middle School
High School: Glynn Academy
View: Neighborhood