What is the first step in buying a home in Coastal Georgia?

The first step in buying a home is getting pre-qualified for a home loan with a mortgage lender. Once pre-qualified, you will know your exact purchasing budget and estimated monthly payment. Whether you are using a Conventional, FHA, or $0-down VA loan for a military relocation, your lender and Realtor will guide your search with total confidence.

Why do I need a lender pre-qualification letter before touring homes?

In Coastal Georgia's active real estate market, desirable homes receive rapid inquiries. When you find the right property, submitting your lender pre-qualification letter alongside your purchase offer proves to the seller that you are financially qualified and ready to close without financing delays.

What are closing costs and who pays them in Georgia?

Closing costs are standard expenses associated with purchasing or selling real estate, including lender loan origination, property appraisal, title search, attorney settlement fees, and prorated property taxes. In Georgia, buyers pay loan-related costs while sellers typically cover deed transfer taxes and commission fees. Closing cost contributions can also be negotiated into purchase contracts.

How does the due diligence period work in a Georgia purchase contract?

In Georgia real estate contracts, the due diligence period is an agreed-upon timeframe (typically 7 to 14 days) allowing the buyer to conduct home inspections, review HOA documents, and assess neighborhood conditions. During this period, the buyer retains the unilateral right to terminate the contract for any reason and receive a 100% refund of their earnest money deposit.

How can military families utilize VA loans and BAH near Fort Stewart and Hunter AAF?

Eligible active-duty military service members, veterans, and military spouses stationed at Fort Stewart, Hunter Army Airfield, or NSB Kings Bay can purchase a home with $0 down payment and no private mortgage insurance (PMI). Monthly payments can be structured around local Basic Allowance for Housing (BAH) rates across Richmond Hill, Hinesville, Pooler, and Savannah.

What is my Coastal Georgia home worth and how is market value determined?

Your home's true market value is determined by recent comparable sales ('comparable sales') of similar properties within your subdivision or immediate area, current active MLS competition, buyer demand, property condition, and square footage. Use our instant home value estimator on 912BuySell.com for an initial calculation, or request a detailed comparative market analysis (CMA).

What are the most effective strategies to sell a home fast for top dollar in Georgia?

Selling for the highest price requires strategic initial MLS pricing, professional photography, digital syndication across all major buyer portals, and targeted marketing to local and military buyers. Accurate pricing during the first two weeks on market generates maximum buyer competition and stronger purchase offers.

How can out-of-state buyers or military buyers PCSing to Georgia purchase a home remotely?

Remote home buying is seamless with our team. We provide live interactive HD video walkthroughs, high-resolution photo packages, neighborhood drive-throughs, digital contract signing via DocuSign, and remote closing coordination with local Georgia real estate settlement attorneys.

What is the first step in buying a home in Coastal Georgia?

The first step in buying a home is getting pre-qualified for a home loan with a mortgage lender. Once pre-qualified, you will know your exact purchasing budget and estimated monthly payment. Whether you are using a Conventional, FHA, or $0-down VA loan for a military relocation, your lender and Realtor will guide your search with total confidence.

Why do I need a lender pre-qualification letter before touring homes?

In Coastal Georgia's active real estate market, desirable homes receive rapid inquiries. When you find the right property, submitting your lender pre-qualification letter alongside your purchase offer proves to the seller that you are financially qualified and ready to close without financing delays.

What are closing costs and who pays them in Georgia?

Closing costs are standard expenses associated with purchasing or selling real estate, including lender loan origination, property appraisal, title search, attorney settlement fees, and prorated property taxes. In Georgia, buyers pay loan-related costs while sellers typically cover deed transfer taxes and commission fees. Closing cost contributions can also be negotiated into purchase contracts.

How does the due diligence period work in a Georgia purchase contract?

In Georgia real estate contracts, the due diligence period is an agreed-upon timeframe (typically 7 to 14 days) allowing the buyer to conduct home inspections, review HOA documents, and assess neighborhood conditions. During this period, the buyer retains the unilateral right to terminate the contract for any reason and receive a 100% refund of their earnest money deposit.

How can military families utilize VA loans and BAH near Fort Stewart and Hunter AAF?

Eligible active-duty military service members, veterans, and military spouses stationed at Fort Stewart, Hunter Army Airfield, or NSB Kings Bay can purchase a home with $0 down payment and no private mortgage insurance (PMI). Monthly payments can be structured around local Basic Allowance for Housing (BAH) rates across Richmond Hill, Hinesville, Pooler, and Savannah.

What is my Coastal Georgia home worth and how is market value determined?

Your home's true market value is determined by recent comparable sales ('comparable sales') of similar properties within your subdivision or immediate area, current active MLS competition, buyer demand, property condition, and square footage. Use our instant home value estimator on 912BuySell.com for an initial calculation, or request a detailed comparative market analysis (CMA).

What are the most effective strategies to sell a home fast for top dollar in Georgia?

Selling for the highest price requires strategic initial MLS pricing, professional photography, digital syndication across all major buyer portals, and targeted marketing to local and military buyers. Accurate pricing during the first two weeks on market generates maximum buyer competition and stronger purchase offers.

How can out-of-state buyers or military buyers PCSing to Georgia purchase a home remotely?

Remote home buying is seamless with our team. We provide live interactive HD video walkthroughs, high-resolution photo packages, neighborhood drive-throughs, digital contract signing via DocuSign, and remote closing coordination with local Georgia real estate settlement attorneys.

Property Back to Results Property

127 Rice Ml, St. Simons Island, GA 31522

$1,197,125
: 4
BD
: 3
BA
: 2,905
SqFt

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Sold Price: $1,197,125
List Price: $1,249,000
Status: CLOSED
Days on Market: 34
Closing Date: Oct 14, 2026
MLS#: 2001958
Subtype: Residential
Year Built: 2000
Bedrooms: 4
Bathrooms: 3
Full Baths: 3
Living Area: 2,905
Lot Size: 26,571
Acres: 0.61
Subdivision: Hampton Plantation
Neighborhood: S4: North SSI
MLS Area Major: S4: North SSI

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Property Description

Experience the pinnacle of coastal living in this exquisite residence nestled within the beautiful gated community of Hampton Plantation. This thoughtfully designed home features a seamless open floor plan, with a main level offering three spacious bedrooms, three full baths, and a dedicated office perfect for remote work. Upstairs, you will find a versatile fourth bedroom that serves as an ideal private bonus room. The home is designed for both relaxation and entertaining, flowing effortlessly toward breathtaking, panoramic views of the marsh and tidal creek. The heart of the home is the expansive rear screened porch, the perfect vantage point for watching spectacular sunsets over the water. Step outside to your private backyard oasis, featuring a sparkling saltwater pool, spacious deck, and cozy firepit—all fully fenced and thoughtfully landscaped for ultimate privacy. Additional features include an oversized double garage with abundant extra storage and premium upgrades for peace of mind, such as brand new stainless Thermador kitchen appliances, a whole-house Kohler generator, an Aquasana whole-house water filtration system, tankless water heaters, water softener and a newly installed marsh bulkhead. Don't miss the opportunity to own this masterfully maintained retreat where luxury meets comfort.

912-289-7355

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Additional Information

Interior Features: Bookcases, Ceiling Fans, Crown Molding, Double Vanity, High Ceilings, Pantry, Recessed Lighting, Smart Thermostat, Soaking Tub, Tray Ceiling(s), Walk-In Closet(s), Paint Woodwork, Dressing Area, Separate Shower, Tub Shower, Primary Downstairs, Primary Suite, Sitting Room, Split Bedroom, Breakfast Area
Exterior Features: Fire Pit, Lighting, Private Yard, Rain Gutters, Smart Camera(s)/Recording
Taxes: $7,188
HOA Fee: $350
Flooring: Carpet, Tile
Appliances: Cooktop, Dryer, Disposal, Dishwasher, Microwave, Refrigerator, Range Hood, Self Cleaning Oven, Washer, Water Softener Owned, Premium Appliances, Wall Oven
Heating: Central, Heat Pump
Air Conditioning: Central Air, Ceiling Fan(s), Electric, Heat Pump
Stories: 2
Roof: Asphalt
Foundation: Raised
Pool: Yes
Parking Features: Driveway, Garage Door Opener, Off Street, Paved
Garage Spaces: 2
Elementary School: Oglethorpe
Middle School: Glynn Middle School
High School: Glynn Academy