What is the first step in buying a home in Coastal Georgia?

The first step in buying a home is getting pre-qualified for a home loan with a mortgage lender. Once pre-qualified, you will know your exact purchasing budget and estimated monthly payment. Whether you are using a Conventional, FHA, or $0-down VA loan for a military relocation, your lender and Realtor will guide your search with total confidence.

Why do I need a lender pre-qualification letter before touring homes?

In Coastal Georgia's active real estate market, desirable homes receive rapid inquiries. When you find the right property, submitting your lender pre-qualification letter alongside your purchase offer proves to the seller that you are financially qualified and ready to close without financing delays.

What are closing costs and who pays them in Georgia?

Closing costs are standard expenses associated with purchasing or selling real estate, including lender loan origination, property appraisal, title search, attorney settlement fees, and prorated property taxes. In Georgia, buyers pay loan-related costs while sellers typically cover deed transfer taxes and commission fees. Closing cost contributions can also be negotiated into purchase contracts.

How does the due diligence period work in a Georgia purchase contract?

In Georgia real estate contracts, the due diligence period is an agreed-upon timeframe (typically 7 to 14 days) allowing the buyer to conduct home inspections, review HOA documents, and assess neighborhood conditions. During this period, the buyer retains the unilateral right to terminate the contract for any reason and receive a 100% refund of their earnest money deposit.

How can military families utilize VA loans and BAH near Fort Stewart and Hunter AAF?

Eligible active-duty military service members, veterans, and military spouses stationed at Fort Stewart, Hunter Army Airfield, or NSB Kings Bay can purchase a home with $0 down payment and no private mortgage insurance (PMI). Monthly payments can be structured around local Basic Allowance for Housing (BAH) rates across Richmond Hill, Hinesville, Pooler, and Savannah.

What is my Coastal Georgia home worth and how is market value determined?

Your home's true market value is determined by recent comparable sales ('comparable sales') of similar properties within your subdivision or immediate area, current active MLS competition, buyer demand, property condition, and square footage. Use our instant home value estimator on 912BuySell.com for an initial calculation, or request a detailed comparative market analysis (CMA).

What are the most effective strategies to sell a home fast for top dollar in Georgia?

Selling for the highest price requires strategic initial MLS pricing, professional photography, digital syndication across all major buyer portals, and targeted marketing to local and military buyers. Accurate pricing during the first two weeks on market generates maximum buyer competition and stronger purchase offers.

How can out-of-state buyers or military buyers PCSing to Georgia purchase a home remotely?

Remote home buying is seamless with our team. We provide live interactive HD video walkthroughs, high-resolution photo packages, neighborhood drive-throughs, digital contract signing via DocuSign, and remote closing coordination with local Georgia real estate settlement attorneys.

What is the first step in buying a home in Coastal Georgia?

The first step in buying a home is getting pre-qualified for a home loan with a mortgage lender. Once pre-qualified, you will know your exact purchasing budget and estimated monthly payment. Whether you are using a Conventional, FHA, or $0-down VA loan for a military relocation, your lender and Realtor will guide your search with total confidence.

Why do I need a lender pre-qualification letter before touring homes?

In Coastal Georgia's active real estate market, desirable homes receive rapid inquiries. When you find the right property, submitting your lender pre-qualification letter alongside your purchase offer proves to the seller that you are financially qualified and ready to close without financing delays.

What are closing costs and who pays them in Georgia?

Closing costs are standard expenses associated with purchasing or selling real estate, including lender loan origination, property appraisal, title search, attorney settlement fees, and prorated property taxes. In Georgia, buyers pay loan-related costs while sellers typically cover deed transfer taxes and commission fees. Closing cost contributions can also be negotiated into purchase contracts.

How does the due diligence period work in a Georgia purchase contract?

In Georgia real estate contracts, the due diligence period is an agreed-upon timeframe (typically 7 to 14 days) allowing the buyer to conduct home inspections, review HOA documents, and assess neighborhood conditions. During this period, the buyer retains the unilateral right to terminate the contract for any reason and receive a 100% refund of their earnest money deposit.

How can military families utilize VA loans and BAH near Fort Stewart and Hunter AAF?

Eligible active-duty military service members, veterans, and military spouses stationed at Fort Stewart, Hunter Army Airfield, or NSB Kings Bay can purchase a home with $0 down payment and no private mortgage insurance (PMI). Monthly payments can be structured around local Basic Allowance for Housing (BAH) rates across Richmond Hill, Hinesville, Pooler, and Savannah.

What is my Coastal Georgia home worth and how is market value determined?

Your home's true market value is determined by recent comparable sales ('comparable sales') of similar properties within your subdivision or immediate area, current active MLS competition, buyer demand, property condition, and square footage. Use our instant home value estimator on 912BuySell.com for an initial calculation, or request a detailed comparative market analysis (CMA).

What are the most effective strategies to sell a home fast for top dollar in Georgia?

Selling for the highest price requires strategic initial MLS pricing, professional photography, digital syndication across all major buyer portals, and targeted marketing to local and military buyers. Accurate pricing during the first two weeks on market generates maximum buyer competition and stronger purchase offers.

How can out-of-state buyers or military buyers PCSing to Georgia purchase a home remotely?

Remote home buying is seamless with our team. We provide live interactive HD video walkthroughs, high-resolution photo packages, neighborhood drive-throughs, digital contract signing via DocuSign, and remote closing coordination with local Georgia real estate settlement attorneys.

Property Back to Results Property

126 Shore Rush Dr, St. Simons Island, GA 31522

$1,050,000
: 4
BD
: 3
BA
: 3,090
SqFt

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List Price: $1,050,000
Status: ACTIVE
Days on Market: 2
MLS#: 2003455
Subtype: Residential
Style: Ranch
Year Built: 1979
Bedrooms: 4
Bathrooms: 3
Full Baths: 3
Living Area: 3,090
Lot Size: 24,829
Acres: 0.57
Subdivision: Sea Palms
Neighborhood: S3: Mid-North SSI
MLS Area Major: S3: Mid-North SSI

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Property Description

Tucked beneath moss-draped live oaks at the end of a sweeping circular drive, 126 Shore Rush Drive is a study in quiet luxury: a one-level Sea Palms residence backing to open marsh and woodland, with no home behind it and nothing to interrupt the view but deer, birdsong, and sky. Freshly renewed from the roof down, the home pairs its serene setting with real substance: a new roof, spray foam insulation, updated electrical and plumbing, and fresh paint throughout. The split floor plan is the one discerning buyers wait for. The king primary suite rests in its own wing, finished in new wood-look tile, with a fully remodeled bath and generous walk-in closet, while a second primary suite with its own bath and walk-in shower anchors the opposite side, giving owners and guests genuine privacy. Two additional bedrooms, also in the new wood-look tile, share a full bath. Between them, life opens up. The great room gathers around a gas fireplace and wet bar and flows into the dining space and a kitchen appointed with a gas cooktop and a sunny breakfast area. The showpiece is the 380 square foot sunroom, wrapped in glass and independently heated and cooled, where mornings begin with marsh light and evenings end over the lawn. Tile runs through the living areas, the two-car garage and circular drive park six to seven cars with ease, and the home sits minutes from all St. Simons offers, with a Sea Palms golf membership and beach club available to complete the lifestyle. And with no rental restrictions, it offers a flexibility rarely found: live in it full time, use it as a second home, or place it in rental service whenever you choose. Offered at $1,050,000.

912-289-7355

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Additional Information

Interior Features: Beamed Ceilings, Vaulted/Cathedral Ceilings, Ceiling Fans, Crown Molding, Double Vanity, High Ceilings, Pantry, Recessed Lighting, Soaking Tub, Track Lighting, Vaulted/Cathedral Ceilings, Walk-In Closet(s), Separate Shower, Primary Downstairs, Primary Suite, Breakfast Area
Exterior Features: Barbecue, Courtyard, Fire Pit, Outdoor Grill, Rain Gutters
Taxes: $6,464
HOA Fee: $150
Property Description: Ranch
Flooring: Laminate, Tile, Vinyl, Wood
Appliances: Cooktop, Dryer, Disposal, Double Oven, Dishwasher, Gas Range, Microwave, Oven, Refrigerator, Range Hood, Washer, Warming Drawer, Wall Oven
Heating: Baseboard, Central, Ductless, Electric, Heat Pump, Radiant, Wood Stove
Air Conditioning: Central Air, Ceiling Fan(s), Electric, Heat Pump
Stories: 1
Roof: Shingle
Foundation: Slab
Parking Features: Attached, Driveway, Garage Door Opener
Garage Spaces: 2
Elementary School: Oglethorpe
Middle School: Glynn Middle School
High School: Glynn Academy