What is the first step in buying a home in Coastal Georgia?

The first step in buying a home is getting pre-qualified for a home loan with a mortgage lender. Once pre-qualified, you will know your exact purchasing budget and estimated monthly payment. Whether you are using a Conventional, FHA, or $0-down VA loan for a military relocation, your lender and Realtor will guide your search with total confidence.

Why do I need a lender pre-qualification letter before touring homes?

In Coastal Georgia's active real estate market, desirable homes receive rapid inquiries. When you find the right property, submitting your lender pre-qualification letter alongside your purchase offer proves to the seller that you are financially qualified and ready to close without financing delays.

What are closing costs and who pays them in Georgia?

Closing costs are standard expenses associated with purchasing or selling real estate, including lender loan origination, property appraisal, title search, attorney settlement fees, and prorated property taxes. In Georgia, buyers pay loan-related costs while sellers typically cover deed transfer taxes and commission fees. Closing cost contributions can also be negotiated into purchase contracts.

How does the due diligence period work in a Georgia purchase contract?

In Georgia real estate contracts, the due diligence period is an agreed-upon timeframe (typically 7 to 14 days) allowing the buyer to conduct home inspections, review HOA documents, and assess neighborhood conditions. During this period, the buyer retains the unilateral right to terminate the contract for any reason and receive a 100% refund of their earnest money deposit.

How can military families utilize VA loans and BAH near Fort Stewart and Hunter AAF?

Eligible active-duty military service members, veterans, and military spouses stationed at Fort Stewart, Hunter Army Airfield, or NSB Kings Bay can purchase a home with $0 down payment and no private mortgage insurance (PMI). Monthly payments can be structured around local Basic Allowance for Housing (BAH) rates across Richmond Hill, Hinesville, Pooler, and Savannah.

What is my Coastal Georgia home worth and how is market value determined?

Your home's true market value is determined by recent comparable sales ('comparable sales') of similar properties within your subdivision or immediate area, current active MLS competition, buyer demand, property condition, and square footage. Use our instant home value estimator on 912BuySell.com for an initial calculation, or request a detailed comparative market analysis (CMA).

What are the most effective strategies to sell a home fast for top dollar in Georgia?

Selling for the highest price requires strategic initial MLS pricing, professional photography, digital syndication across all major buyer portals, and targeted marketing to local and military buyers. Accurate pricing during the first two weeks on market generates maximum buyer competition and stronger purchase offers.

How can out-of-state buyers or military buyers PCSing to Georgia purchase a home remotely?

Remote home buying is seamless with our team. We provide live interactive HD video walkthroughs, high-resolution photo packages, neighborhood drive-throughs, digital contract signing via DocuSign, and remote closing coordination with local Georgia real estate settlement attorneys.

What is the first step in buying a home in Coastal Georgia?

The first step in buying a home is getting pre-qualified for a home loan with a mortgage lender. Once pre-qualified, you will know your exact purchasing budget and estimated monthly payment. Whether you are using a Conventional, FHA, or $0-down VA loan for a military relocation, your lender and Realtor will guide your search with total confidence.

Why do I need a lender pre-qualification letter before touring homes?

In Coastal Georgia's active real estate market, desirable homes receive rapid inquiries. When you find the right property, submitting your lender pre-qualification letter alongside your purchase offer proves to the seller that you are financially qualified and ready to close without financing delays.

What are closing costs and who pays them in Georgia?

Closing costs are standard expenses associated with purchasing or selling real estate, including lender loan origination, property appraisal, title search, attorney settlement fees, and prorated property taxes. In Georgia, buyers pay loan-related costs while sellers typically cover deed transfer taxes and commission fees. Closing cost contributions can also be negotiated into purchase contracts.

How does the due diligence period work in a Georgia purchase contract?

In Georgia real estate contracts, the due diligence period is an agreed-upon timeframe (typically 7 to 14 days) allowing the buyer to conduct home inspections, review HOA documents, and assess neighborhood conditions. During this period, the buyer retains the unilateral right to terminate the contract for any reason and receive a 100% refund of their earnest money deposit.

How can military families utilize VA loans and BAH near Fort Stewart and Hunter AAF?

Eligible active-duty military service members, veterans, and military spouses stationed at Fort Stewart, Hunter Army Airfield, or NSB Kings Bay can purchase a home with $0 down payment and no private mortgage insurance (PMI). Monthly payments can be structured around local Basic Allowance for Housing (BAH) rates across Richmond Hill, Hinesville, Pooler, and Savannah.

What is my Coastal Georgia home worth and how is market value determined?

Your home's true market value is determined by recent comparable sales ('comparable sales') of similar properties within your subdivision or immediate area, current active MLS competition, buyer demand, property condition, and square footage. Use our instant home value estimator on 912BuySell.com for an initial calculation, or request a detailed comparative market analysis (CMA).

What are the most effective strategies to sell a home fast for top dollar in Georgia?

Selling for the highest price requires strategic initial MLS pricing, professional photography, digital syndication across all major buyer portals, and targeted marketing to local and military buyers. Accurate pricing during the first two weeks on market generates maximum buyer competition and stronger purchase offers.

How can out-of-state buyers or military buyers PCSing to Georgia purchase a home remotely?

Remote home buying is seamless with our team. We provide live interactive HD video walkthroughs, high-resolution photo packages, neighborhood drive-throughs, digital contract signing via DocuSign, and remote closing coordination with local Georgia real estate settlement attorneys.

Property Back to Results Property

1626 Bruce Dr, St. Simons Island, GA 31522

$2,589,000
: 5
BD
: 5
BA
: 3,495
SqFt

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List Price: $2,589,000
Status: ACTIVE
Days on Market: 71
Price Change: ▼ $10,000 1791683925
MLS#: 1661298
Subtype: Residential
Style: Traditional, Cottage
Year Built: 1974
Bedrooms: 5
Bathrooms: 5
Full Baths: 4
Half Baths: 1
Living Area: 3,495
Lot Size: 7,405
Acres: 0.17
Subdivision: East Beach
Neighborhood: S1: South SSI
MLS Area Major: S1: South SSI

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Property Description

East Beach living meets an established vacation rental opportunity at 1626 Bruce Drive, known as A Wave From It All. Offered furnished and located just a short walk from the beach, this beautifully renovated five bedroom, four and a half bath home combines exceptional gathering spaces, resort-style amenities, and the convenience of a turnkey coastal retreat. Thoughtfully renovated in 2017 and furnished in 2020, the 3,495-square-foot home features vaulted ceilings, hardwood floors, abundant natural light, and an open-concept design. The chef's kitchen offers a Wolf gas range, custom cabinetry, and a generous island, while two separate living areas provide plenty of room for entertaining and relaxation. The main-level primary suite offers a private retreat with direct access to the screened porch. Upstairs, four additional bedrooms provide comfortable accommodations for family and guests, including a spacious second suite that could easily serve as an additional primary bedroom. Outdoor living is a highlight, featuring a private heated saltwater pool, putting green, expansive screened porch with dining and lounge areas, outdoor shower, and inviting gas fire pit. A two-car garage and additional off-street parking provide valuable convenience in East Beach. Successfully operated as a vacation rental since 2020, A Wave From It All is on track for its strongest rental year to date, offering buyers an established rental history alongside the enjoyment of a private island getaway. Whether you're seeking a second home, a family beach retreat, or an income-producing property, this furnished East Beach home offers an exceptional opportunity. Rental performance information available upon request.

912-289-7355

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Additional Information

Interior Features: Ceiling Fans, Double Vanity, High Ceilings, Pantry, Recessed Lighting, Smart Thermostat, Walk-In Closet(s), Shower Only, Primary Downstairs, Primary Suite, Sitting Room, Kitchen Island
Exterior Features: Fire Pit, Gas Grill
Property Description: Traditional, Cottage
Flooring: Hardwood, Tile
Appliances: Dryer, Dishwasher, Electric Range, Gas Range, Microwave, Plumbed For Ice Maker, Range, Refrigerator, Range Hood, Washer
Heating: Central, Electric
Air Conditioning: Central Air, Electric
Roof: Asphalt
Foundation: Slab
Pool: Yes
Parking Features: Alley Access, Attached, Driveway, Garage Door Opener, Off Street, Other, Paved
Garage Spaces: 2
Elementary School: St. Simons
Middle School: Glynn Middle School
High School: Glynn Academy