Coastal Georgia Homes

USDA $0 Down Rural Eligible Area (Effingham, Bryan & Liberty) Homes for Sale

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USDA $0 Down Rural Eligible Area (Effingham, Bryan & Liberty) Homes for Sale — Local Market & Financing Guide

Exploring USDA $0 Down Rural Eligible Area (Effingham, Bryan & Liberty) Homes for Sale in Guyton, Rincon, Springfield, Pembroke, Ludowici & Midway, GA

USDA Rural Development loans offer 100% financing ($0 down payment) and reduced mortgage insurance across eligible parts of Guyton, Rincon, Springfield, North Bryan County (Pembroke & Ellabell), Ludowici, and Midway.

Verify property address and household income eligibility today with our Partner Lender or explore all Coastal Georgia home loan programs.

VA, FHA, USDA & Conventional Home Loan Pre-Approval

Comparing financing options for USDA $0 Down Rural Eligible Area (Effingham, Bryan & Liberty) Homes for Sale? Get pre-qualified online with our trusted Coastal Georgia Partner Lender to compare $0-down VA military loans, low-down-payment FHA programs, 100% USDA rural financing, and builder rate buy-down incentives.

Every listing above updates every 15 minutes directly from the live Coastal Georgia MLS feed. Use the interactive Map View to filter by neighborhood boundary, lot size, and commute time.

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36 Belvedere Dr, Guyton
$309,900
3 Beds ⋅ 3 Baths ⋅ SA367802 MLS
UNDER CONSTRUCTION.PICTURES ARE AN EXAMPLE OF THE SAME FLOOR PLAN WITH DIFFERENT UPGRADES AND DIFFERENT COLOR SELECTIONS.Charming home with all bedrooms on the second floor. The kitchen features elegant granite countertops, stainless steel appliances, white cabinets, and a stylish tile backsplash. Enjoy luxury vinyl plank flooring in the kitchen and great room, as well as the convenience of faux wood 2-inch blinds throughout the house. The master bath boasts granite countertops, a double vanity, a luxurious tub, and a walk-in shower. Outside, the yard is sodded to the corners of the house, and you'll appreciate the convenience of gutters. and an automatic 2-zone sprinkler system. Rest assured with a 2/10 warranty and many additional extras that enhance the value and comfort of this remarkable home. Private lot with on the pond!

36 Belvedere Dr, Guyton

Listing courtesy of eXp Realty LLC.

16 Beauregard Blvd, Guyton
$369,900
5 Beds ⋅ 3 Baths ⋅ SA367800 MLS
UNDER CONSTRUCTION,WOODED LOT! SPACIOUS LIVING BY FAIRCLOTH HOMES! Discover the exceptional 2529 floor plan, offering 5 bedrooms, 2.5 baths, and a thoughtfully designed layout with comfort and style in mind. The inviting interior features granite kitchen countertops, stainless steel appliances, white cabinets, a stylish tile backsplash, and luxury vinyl tile flooring throughout the foyer, dining area, kitchen, breakfast area, and great room. The expansive primary suite offers a relaxing retreat with split double vanities, a separate shower, garden tub, and elegant LVT flooring. Step outside to the covered back porch overlooking a beautiful wooded lot—perfect for morning coffee or evening relaxation. Additional features include gutters and a 2-10 warranty. Enjoy spacious living and beautiful finishes!

16 Beauregard Blvd, Guyton

Listing courtesy of eXp Realty LLC.

1731 Ashton Dr, Hinesville
$217,999
3 Beds ⋅ 2 Baths ⋅ SA367796 MLS
There's been a lot of love poured into getting 1731 Ashton Drive ready for its next owner! Located in the Hawthorne subdivision of Hinesville, this 3-bedroom, 2-bathroom ranch-style home offers 1,164 square feet of living space on approximately 0.27 acres, complete with a one-car garage. And let's talk about the updates! This home has received a substantial refresh from the outside in. Both the interior and exterior have been freshly painted, and the exterior has also been thoroughly pressure washed. The existing bedroom flooring was removed and replaced with brand-new LVP, while new fixtures and ceiling fans have been installed throughout. The kitchen has a new garbage disposal, both bathrooms have new exhaust fans, and the home also features a brand-new water heater. The HVAC system has been professionally serviced by a licensed contractor. With a practical single-story layout and so many recent improvements already completed, there's plenty to appreciate at 1731 Ashton Drive. Less than 5 miles from Fort Stewart, the Hinesville location also offers convenient access to nearby shopping, grocery stores, restaurants, and everyday essentials. Come take a look at 1731 Ashton Drive. We'd love for you to see it for yourself!

1731 Ashton Dr, Hinesville

Listing courtesy of Coldwell Banker Southern Coast.

775 Sweet Hill Rd, Richmond Hill
$399,900
4 Beds ⋅ 2 Baths ⋅ SA367732 MLS
BELOW APPRAISED VALUE, LAKE VIEWS, PRIVATE DOCK & EXTENSIVE UPDATES! This exceptional home features approximately 1,793 sq. ft., 4 bedrooms, 2 bathrooms, and a generous 0.70-acre lot with beautiful lake views! Step inside and discover an impressive list of improvements, including freshly scraped popcorn ceilings, fresh paint, and new LVP flooring throughout. The beautifully updated kitchen features new cabinetry, granite countertops, and LED lighting including under-cabinet. The primary bathroom feels like a retreat with a gorgeous glass walk-in shower, freestanding soaking tub, double-sink vanity with marble top, and new fixtures. Even the laundry room has been upgraded with new cabinets and granite countertops! Outside, enjoy a partially fenced backyard, two included outbuildings, and a dock on the lake (located on the additional included parcel)! The property also features new insulated garage doors and openers, vinyl fencing, and pavers around the utility/trash area. Major systems offer added peace of mind with a roof installed in January 2018 and HVAC approximately 6 years old with a 10-year warranty. A rare combination of modern updates, generous space, lake views, a dock, and exceptional value. Don't miss this opportunity to make this special property yours!

775 Sweet Hill Rd, Richmond Hill

Listing courtesy of Keller Williams Coastal Area P.

640 Park Place, Ellabell
$299,000
3 Beds ⋅ 2 Baths ⋅ 172256 MLS
Welcome to 640 Park Place, where easy one level living meets the charm of an established, desirable community! Situated on a generously sized lot, this inviting home offers the space, functionality and flexibility that you will appreciate. Several important updates have already been taken care of, including updated appliances in 2024 and a refreshed fence in 2025. Enjoy a spacious 2 car garage and backyard with plenty of room to relax and entertain. You also have a separate storage shed in the back. With NO HOA, you'll appreciate the freedom to truly make this property your own. Golf enthusiasts will love being within walking distance of Black Creek Golf Club! Whether you're purchasing your first home, simplifying your lifestyle or simply looking for a place that offers comfort without unnecessary upkeep, 640 Park Place is a wonderful opportunity to enjoy the best of practical living in a beautiful community.

640 Park Place, Ellabell

Listing courtesy of Keller Williams Realty Coastal Area Partners.

196 Marron Way, Hinesville
$299,000
4 Beds ⋅ 3 Baths ⋅ SA367685 MLS
**Built in 2023, so the only thing this home needs is YOU!** Welcome to 196 Marron Way in Hinesville's Griffin Park community, where modern living, plenty of space, and a convenient location come together! With 4 bedrooms, 2.5 bathrooms, and approximately 2,104 square feet, this home offers room to spread out without spending every weekend cleaning rooms you forgot you had. Whether you're hosting friends, working from home, or just looking for a little breathing room, this floor plan gives you options! Built in 2023, you'll enjoy the appeal of newer construction and modern finishes without waiting months for a builder to hand over the keys. And let's talk location! With Fort Stewart, shopping, dining, and everyday conveniences nearby, you can spend less time driving around town and more time enjoying your new home. Located in the Griffin Park community, this home offers a great combination of space, style, and convenience. **Why wait to build when your next chapter is already waiting?** Schedule your private showing today and come see what makes 196 Marron Way worth a closer look!

196 Marron Way, Hinesville

Listing courtesy of Keller Williams Coastal Area P.

196 Marron Way, Hinesville
$299,000
4 Beds ⋅ 3 Baths ⋅ 172254 MLS
**Built in 2023, so the only thing this home needs is YOU!** Welcome to 196 Marron Way in Hinesville's Griffin Park community, where modern living, plenty of space, and a convenient location come together! With 4 bedrooms, 2.5 bathrooms, and approximately 2,104 square feet, this home offers room to spread out without spending every weekend cleaning rooms you forgot you had. Whether you're hosting friends, working from home, or just looking for a little breathing room, this floor plan gives you options! Built in 2023, you'll enjoy the appeal of newer construction and modern finishes without waiting months for a builder to hand over the keys. And let's talk location! With Fort Stewart, shopping, dining, and everyday conveniences nearby, you can spend less time driving around town and more time enjoying your new home. Located in the Griffin Park community, this home offers a great combination of space, style, and convenience. **Why wait to build when your next chapter is already waiting?** Schedule your private showing today and come see what makes 196 Marron Way worth a closer look!

196 Marron Way, Hinesville

Listing courtesy of Keller Williams Realty Coastal Area Partners.

200 Saddleclub Way, Guyton
$425,000
5 Beds ⋅ 4 Baths ⋅ SA367673 MLS
Ideally located within the neighborhood, this 5-bedroom home is adjacent to dedicated greenspace and a stocked fishing pond. Featuring expansive pond views and an inviting open floor plan, this home offers the perfect blend of comfort, style, and functionality. The two-story foyer welcomes you in, leading to spacious living areas filled with natural light and a formal dining room with a coffered ceiling perfect for entertaining. The kitchen includes a walk-in pantry, large island, granite countertops, and stainless steel appliances. The main-level also features a powder room and the primary suite. Designed like a private retreat, the large primary bedroom showcases two walk-in closets and a spacious en-suite bathroom with a private toilet room as well as a garden tub, separate walk-in shower, separate dual vanities, and linen closet. The second floor opens to an oversized loft with a vaulted ceiling and storage closet, making it ideal for a media room, home office, playroom, or additional gathering space. The upstairs layout also features two full bathrooms and four additional bedrooms, each with a walk-in closet. Outside, the large covered patio presents views of the pond from the fenced backyard - perfect for relaxing or entertaining. Immaculately maintained and move-in ready, this exceptional home offers generous living space and thoughtful upgrades, such as spray foam insulation, an extended driveway for additional parking, and epoxy-coated garage floor, all in a desirable South Effingham location. Enjoy a peaceful community setting with ample amenities, including a pool and clubhouse, sports fields and courts, stocked fishing ponds, and numerous neighborhood events, all while remaining conveniently close to shopping, dining, schools, and area amenities.

200 Saddleclub Way, Guyton

Listing courtesy of Keller Williams Coastal Area P.

640 Park Pl, Ellabell
$299,900
3 Beds ⋅ 2 Baths ⋅ SA367471 MLS
Welcome to 640 Park Place, where easy one level living meets the charm of an established, desirable community! Situated on a generously sized lot, this inviting home offers the space, functionality and flexibility that you will appreciate. Several important updates have already been taken care of, including updated appliances in 2024 and a refreshed fence in 2025. Enjoy a spacious 2 car garage and backyard with plenty of room to relax and entertain. You also have a separate storage shed in the back. With NO HOA, you'll appreciate the freedom to truly make this property your own. Golf enthusiasts will love being within walking distance of Black Creek Golf Club! Whether you're purchasing your first home, simplifying your lifestyle or simply looking for a place that offers comfort without unnecessary upkeep, 640 Park Place is a wonderful opportunity to enjoy the best of practical living in a beautiful community.

640 Park Pl, Ellabell

Listing courtesy of Keller Williams Coastal Area P.

251 Augusta Way, Hinesville
$274,900
3 Beds ⋅ 2 Baths ⋅ SA367775 MLS
Welcome home! If you're looking for a home in Hinesville, GA, near Fort Stewart, this one deserves a spot at the top of your list! This inviting 3-bedroom, 2-bath, 2 car garage home offers an open-concept layout that makes living and entertaining feel easy. The spacious living area flows naturally into the dedicated dining space and kitchen, complete with stainless steel appliances. The owner's suite offers his-and-hers closets, giving you the extra storage and organization everyone appreciates. Step outside to enjoy the fenced-in backyard, perfect for relaxing, entertaining, pets, or simply enjoying your own outdoor space. Conveniently located near Fort Stewart, this home is a great opportunity for military, first-time homebuyers, and anyone looking for a lovely ranch in Hinesville. Why keep searching when the home you've been looking for could be right here? Schedule your showing and come see it for yourself!

251 Augusta Way, Hinesville

Listing courtesy of Rawls Realty.

902 Martin Luther King Jr Blvd, Darien
$90,000
3 Beds ⋅ 2 Baths ⋅ 2003428 MLS
Back on the market through no fault of the seller! The property now has a termite bond in place, offering added peace of mind. Discover the possibilities at 902 Martin Luther King Jr. Boulevard in Darien and bring your vision to life! Charming opportunity in historic Darien! Ideally located in an established community, this property offers endless possibilities for renovation, restoration, or investment. With its convenient location and potential to be transformed into a beautiful residence, this home is ideal for buyers seeking a project in one of Georgia's coastal communities. Bring your imagination and make it your own!

902 Martin Luther King Jr Blvd, Darien

Listing courtesy of Southern Classic, REALTORS.

1731 Ashton Drive, Hinesville
$217,999
3 Beds ⋅ 2 Baths ⋅ 172250 MLS
There's been a lot of love poured into getting 1731 Ashton Drive ready for its next owner! Located in the Hawthorne subdivision of Hinesville, this 3-bedroom, 2-bathroom ranch-style home offers 1,164 square feet of living space on approximately 0.27 acres, complete with a one-car garage. And let's talk about the updates! This home has received a substantial refresh from the outside in. Both the interior and exterior have been freshly painted, and the exterior has also been thoroughly pressure washed. The existing bedroom flooring was removed and replaced with brand-new LVP, while new fixtures and ceiling fans have been installed throughout. The kitchen has a new garbage disposal, both bathrooms have new exhaust fans, and the home also features a brand-new water heater. The HVAC system has been professionally serviced by a licensed contractor. With a practical single-story layout and so many recent improvements already completed, there's plenty to appreciate at 1731 Ashton Drive. Less than 5 miles from Fort Stewart, the Hinesville location also offers convenient access to nearby shopping, grocery stores, restaurants, and everyday essentials. Come take a look at 1731 Ashton Drive. We'd love for you to see it for yourself!

1731 Ashton Drive, Hinesville

Listing courtesy of Coldwell Banker Southern Coast.

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